有钱任性：想坐私人飞机？方法在此！

我是汉娜·弗莱，随着人工智能在我们生活和商业的方方面面扮演越来越重要的角色，我肩负着一项使命：探索如何构建AI所需的互联网。更多内容将在播客后续部分揭晓。

I'm Hannah Fry, and as we rely more and more on artificial intelligence in every facet of our lives and businesses, I'm on a mission to find out how we can build the Internet that AI needs. Learn more later in the podcast.

大家好，欢迎收听《米歇尔·侯赛因秀》，我是主持人米歇尔·侯赛因。我将与埃隆·马斯克等杰出人士展开对话

Hello, and welcome. This is the Michelle Hussain Show. I'm Michelle Hussain. I speak with people like Elon Musk

我觉得我已经做得够多了。

I think I've done enough.

还有珊达·莱梅斯。哦，这太棒了。这里将成为每个周末你都能期待的必备对话空间，帮助理解这个世界。请跟随我一起收听并订阅彭博周末频道的《米歇尔·侯赛因秀》，各大播客平台均可订阅。

And Shonda Rhimes. Oh, that's so cute. This will be a place where every weekend, you can count on one essential conversation to help make sense of the world. So please join me, listen, and subscribe to the Michal Hussain Show from Bloomberg weekend, wherever you get your podcasts.

你提的问题确实很有意思。

You certainly ask interesting questions.

私人飞行曾是亿万富翁的特权，但如今已非如此。当然，顶尖0.1%的富豪可以豪掷50万购买私人飞机，但除了拥有湾流飞机外，还有分时产权、按小时包机、 jet卡、会员制和租赁等多种私人飞行方式可选。

Flying private was once the province of billionaires, but that's no longer true. Sure. The top point 1% can drop 50 large buying their own jet, but there are many other ways to fly private beyond owning your own Gulf Stream. There's fractional ownership, hourly charter, jet cards, membership, and leases. Those are another way to go.

让我们通过与普雷斯顿·霍兰的对话来探讨这个问题。他是Prestige Aircraft Finance创始人，主持每周私人航空播客《VIP座位》，还是《私人飞机内参》简报的作者，为客户提供私人航空领域的建议和策略。那么普雷斯顿，让我们从基础问题开始——除了能带宠物登机，人们选择私人飞行的主要原因是什么？

Let's explore this by speaking with Preston Holland. He's the founder of Prestige Aircraft Finance, hosts a weekly private aviation podcast called the VIP seat. And he's the author of the newsletter, private jet insider, providing advice and strategies to help clients navigate private aviation. So so Preston, let's start with the basics. Besides bringing my dogs on the plane, what's the main reason people fly private?

私人航空有哪些优缺点？

What are the benefits and drawbacks of private aviation?

巴里，唯一无法用金钱购买的就是时间。人们常说金钱可以买到世界上任何东西，除了时间。我想请观众们思考——这个说法在讨论私人航空前几乎成立。私人航空是唯一能用美元换回时间的方式，真正让你重获时间。选择私人飞行时，时间就是首要差异点。

Barry, the one thing that you cannot buy more of is time. They say that money can buy anything in the world except for more time. I want to challenge your audience to say there that is almost true until you start talking about private aviation. Private aviation is the only way to buy your time back using dollars and actually getting time back. Time is the number one differentiator when it comes to flying private.

你进入机场不同区域，跳过安检，直接驱车到飞机旁登机起飞。通常目的地机场比商业机场更接近你的终点。因此时间是最关键的差异点。这是私人服务——你不需要应付大量人群。

You go to a different part of the airport, you skip security, you drive up to the airplane, get on and take off. And oftentimes, you're even going to an airport that is closer to your destination than the commercial airport is. So time is the biggest differentiator. Now it is it's private. You don't have to deal with a lot of other people.

还有些健康益处，因为你不会接触太多人。但归根结底，你买回的时间才是最大区别。

There's some health benefits that come to it because you're not being exposed to so many people. But at the end of the day, it is time that you're buying back that is the biggest difference.

显然私人航空与商业航空存在许多关键差异。节省时间是其一，能避开人群和排队。私人飞行还有哪些其他优势？

So there are obviously a lot of key differences between flying private and commercial. Time saving is one, you're avoiding crowds and lines. What are some of the other benefits of flying private?

本质在于飞机完全配合你的时间。回想上次你不得不匆忙离开会议赶赴机场，只因航班定在下午6:04起飞——无论你是否到达，那架飞机都会准时离开。若你有过最后一刻狂奔穿越航站楼的经历...

It's it's really that the airplane moves on your time. So if you think about the last time that you had to rush out of a meeting to go get to the airport and you needed to because your flight left at 06:04PM. That plane is leaving weather. You get there or not. If you've ever had the experience in the last minute, you're rushing on and you're running down the airport.

我住在佐治亚州亚特兰大附近，多次经历因会议超时而狂奔穿越哈茨菲尔德-杰克逊机场赶航班。私人航空则不同——飞机绝不会抛下你离开。这创造了极大灵活性，同时显著减轻你的压力。

I live close to Atlanta, Georgia, and so I have had that experience many times in which I'm running through Hartsfield Jackson trying to get onto the plane because I had a meeting that went long and I'm trying to get there. Private aviation is different. The plane does not leave without you. And so it really creates maximum flexibility. It also increases a lot of your ability to de stress.

对吧？你不是那种在登机前感到压力山大的人。餐饮服务上，你可以选择飞机上的食物类型。不必非要在饼干或椒盐卷饼之间做选择，你可以说‘我都要’。

Right? You're you're not you don't have kind of that stressful moment leading up to getting on the airplane. Catering, you get to pick what type of food is on the airplane. You don't have to say, you know, cookies or pretzels. You can say, I want both.

而且我真正想要的是手工饼干、地道的椒盐卷饼，还有真正的‘大爆炸’体验。很多人试图从成本角度找理由，比如自称时薪一千美元的律师，用可计费工时来折算。

And I actually want homemade cookies, and I want real pretzels and an actual Big Bang. A lot of people want to try and make the justification from a dollar standpoint. They say, okay. I value my time at a thousand dollars an hour. Let's say I'm an attorney and you can actually put a dollar amount on how many billable hours that you have.

假设头等舱机票要一千美元，那么什么时候才能证明升级到私人飞机的合理性？当你考虑到私人飞行的所有附加福利时，这种比较就变得困难了。单纯计算成本的话，永远得不偿失——99%的情况下私人飞行都不划算。

And you say, okay, my first class ticket's gonna be a thousand dollars. And so therefore, when can I kind of justify the difference between first class and flying private? That's a tough comparison when you think about all of the additional fringe benefits that come with flying private. If you just try and do a cost calculation, you're never gonna get there. It's never going to make sense to fly private, probably 99% of the time.

剩下1%的特殊情况，比如你们六个人去楠塔基特岛时，或许头等舱或涡轮螺旋桨飞机还能说得通。但归根结底，从成本角度永远无法持平。真正无法替代的，是私人飞行带来的那些隐性福利。

There is the 1% fringe time where you're going to Nantucket and there's six of you and maybe everybody's gonna fly first class and maybe you can kind of make it make sense on a turboprop. But if you really boil it down, it's never gonna net out from a cost dollar standpoint. But really what it is is it's all those fringe benefits that come from flying private that you really can't replace.

既然提到会议和其他相关事项，我很好奇私人飞机的使用中有多少是商务旅行，多少是娱乐度假？

Since you brought up meetings and other related things, I'm curious how much of private jet usage is business travel and how much of it is recreation, vacation, fun travel?

这取决于目标人群。公众对私人航空存在很大误解，以为只有金·卡戴珊或贾斯汀·比伯这类名流才会使用。实际上，多数用户是拥有多个厂区的制造企业——想想准时制生产和工厂运行时间就明白了。

It depends on the demographic that you're looking at. I think one big misnomer that is out there is that private jets are reserved for Kim Kardashian and Justin Bieber. You look at how the public perceives private aviation. It's celebrities flying to Vegas, going on a party. They've got all of their friends there.

如果私人航空能确保工厂持续运转，每小时可能价值数百万美元。所以现实中的私人航空与大众想象截然不同。按你刚才的每小时使用来拆分的话，主要用途确实是商务。

But, really, the bulk majority of private aviation actually looks like main street businesses that have multiple locations, a lot in manufacturing, for instance. You think about just in time manufacturing and you think about uptime in a manufacturing plant. And if private aviation can make sure that your plant is staying online for longer, that can be worth millions of dollars an hour to a manufacturing plant. So private aviation a lot of times looks a lot different than what you think. If you look at, like, a per hour basis as you kind of broke it down, the majority is for business.

如果你拥有一架飞机并想享受折旧优惠，使用率必须达到51%。这不是税务建议，但我所有税务界朋友都说必须达到51%使用率才能申请折旧。不过现实中飞机确实多用于商务用途。当然你也可以用于私人目的，比如度假。

Now if you own an aircraft and you want to take depreciation benefits, it needs to be 51%. This is not tax advice, but that is all of my tax friends say it's gotta be 51% use if you wanna get that depreciation. But oftentimes it really is used a lot for business. Now you can use it for private purposes as well. You can use it for vacation.

并不局限于商务用途，但私人飞机领域绝大多数飞行确实属于商务性质。这就是为什么'使用私人飞机'和'商务航空'这两个术语经常互换使用——因为这两者往往如影随形。

It doesn't have to only be business, but the vast majority of travel in the private jet space is business, which is why the the the use private jet and business aviation are very interchangeable, because it's oftentimes you know, those two things are often seen hand in hand.

非常非常有意思。我们先从分时所有权开始聊聊各种选择方案吧，这个概念具体是指什么？

Really, really interesting. Let's talk about the variety of options that exist starting with fractional ownership. What does that mean?

其实有几种不同的私人飞行方式。巴里，如果你不介意的话，我想先退半步，系统性地分解四种私人飞行模式。我其实写过相关文章，发布在我的网站prestinholland.com上。

So there is a couple of different ways to fly private. And if it's okay with you, Barry, I'm gonna take one half step back from there. And I'm gonna break down the four ways to fly private. I actually wrote an article about this. It's at my website, prestinholland.com.

顺便给自己打个广告。这四种私人飞行方式按承诺程度从低到高排序。最灵活的是按需包机，就是直接联系包机经纪人说'我明天要带四个人从纽约飞迈阿密'。

That's a free plug for myself. But there are four ways to really fly private and they go from to the most committal. So the least committal way to fly private is to on demand charter. That means I'm gonna call up my charter broker and I'm gonna say, I need to go from New York to Miami. I need to go tomorrow and I have four people.

这就是一次性交易。付款后明天飞完就结束了，没有任何后续义务。如果你不愿意，以后再也不需要乘坐私人飞机。

You're gonna make one transaction. You pay it. You fly the trip tomorrow and then you're done. No more commitment. You don't ever have to fly private again if you don't want to.

按需包机（Ad hoc charter）是俗称，这个拉丁语词汇就是'按需'的意思。第二种需要更多承诺的是会员制或JetCard方案，这属于第二层级。

Ad hoc charter is kind of the colloquial term, ad hoc, the Latin word for on demand. Right? So that's ad hoc charter. The second committal would be a membership or a JetCard. So that is kind of the second phase.

彭博社的听众对ExoJet会很熟悉。如果你看过债券评级报告，也会了解Vistajet。市面上有许多会员制和飞机卡项目，本质上都是预付飞行时段。比如你支付50万美元定金，就能获得特定机型X小时的飞行时长。

Those listeners of Bloomberg will be familiar with ExoJet. They'll be familiar with Vistajet if you read any of the bond ratings. There there's a lot of memberships and jet card programs. You are prepaying for an hour block. So you let's say you put down a $500,000 deposit, and that's gonna buy you x amount of hours on a certain aircraft type.

这是第二层级的轻度承诺。虽然可能涉及会员费，但并不强制绑定特定机型。再往上就是分权所有权模式——这正是你最初问的——即加入某个项目，比如NetJets、Flexjet或AirShare这类项目。

So that is the second, you know, second lease committal. There are, you know, membership fees that are sometimes associated with that, but you're not necessarily committing to one aircraft type or something like that. The next committal is fractional ownership. So you're buying in, that was your original question, you're buying into a program. This is NetJets, this is Flexjet, this is AirShare.

有些地区供应商提供分权计划，相当于购买飞机的一部分权益。这与分时度假房产类似，你拥有飞机的部分所有权。你可能永远不会乘坐自己名下的那架飞机，但确实承诺了该会员等级。例如购买1/16的飞机权益，每年可获得50小时飞行时长，还需支付月费及每小时使用费。

There's a few regional providers that do fractional program, but you're buying a piece of an airplane. Not too terribly dissimilar to a timeshare where you're buying a portion of the airplane. You may never fly on the tail that you own on, but you are committing to that membership tier. So maybe you buy one sixteenth of an aircraft that allots you fifty hours per year. There's a monthly maintenance fee that's associated with it and then you pay per hour.

这是对项目和机队的深度承诺。最彻底的'联姻'方式就是直接购买飞机——完全拥有产权。具体操作也有几种：比如我和巴里都住在纽约，可以各出资50%合买一架飞机。

You're committing to a program, you're committing to a fleet. The most committal way to marry an airplane is to buy it. So this is, I own the airplane. Now you can do that a couple different ways. Maybe me and Barry, we both live in New York and we want to share an airplane.

这样我们只能使用这架特定飞机，共享同一注册编号、机组人员，会员权益较少。这大致勾勒出了私人飞行的不同基准方式。

So we each go in 50% and we buy the airplane, but you're only flying on that airplane. So it's one town number, one aircraft, one set of pilots, not as much membership. So that's kind of the range to set the baseline of the different ways that you can fly private.

你写过一篇有趣的文章，分析了这四种方式的成本差异。最让我惊讶的是：按需包机年支出最少，但每小时单价最高，反之亦然。如果选择年费高的方案，每小时成本反而最低。人们做选择时，是否主要考虑'你预计今年飞行多少小时？五十还是一百小时？'这个因素？

You wrote an interesting post that kind of explains the cost differences between all those four things. And what struck me as so fascinating was the least amount of money you spend annually for something like an on demand charter is gonna be the most you spend on an hourly basis and vice versa. If you make a big commitment annually, your hourly costs are the lowest. When people are considering these things, is it simply a function of, hey, how many hours do you think you're flying this year? Do you think it's fifty or a hundred hours?

这就是在飞机卡、按小时包机、会员制和分权所有权之间做选择的核心依据吗？

Is that what informs those choices between jet cards, hourly charter, memberships and fractional ownership?

一般来说，是的。当你谈论你正在做出的第一个决定时，当你考虑如何按小时计算我的平均成本时？这通常是正确的思考框架。当然这不是铁律。我认识很多亿万富翁使用Flexjet的分时共享服务，他们完全买得起私人飞机，飞行时长也足够。

Generally speaking, yes. When you talk about the first decision that you're making, when you're talking about how am I gonna average my cost on an hourly basis? That is generally the right framework to think about. Now it is not the hard and fast rule. I know plenty of billionaires who fly Flexjet fractional, who can totally afford their own aircraft, and they probably fly enough hours.

他们只是不想处理那些麻烦事，对吧？所以一般来说，如果你要问自己适合私人航空的哪个类别，通常取决于你每年飞行多少小时。如果严格按实际飞行小时来计算，每小时我要支付多少钱？

They just don't wanna deal with the hassle. Right? So but generally speaking, if you're gonna say, which bucket do I fit into private aviation? It's typically when you're thinking about how much am I flying per year. If you think about it strictly on a per hour that I am going to per hour that I'm going to actually fly, how much am I paying?

假设我们设定一个基准：每小时1万美元。这能让你租用一架超级中型飞机实现跨海岸飞行。如果你选择分时共享项目，用购买成本减去转售成本（这里存在折旧因素），再计入所有月度开支并分摊，实际上每小时成本会更低。但如果你每年只飞10到15小时，就会有很多闲置时间。

So let's say let's set the benchmark. $10,000 per hour. That's gonna be a super midaircraft that's gonna be able to take you coast to coast. If you were to own in a fractional program and you took your purchase cost minus your resale cost, so there's a depreciation factor there, you took in all of your monthly costs and you average it out from time to time, that will actually be lower on a per hour basis. But if you're only flying ten to fifteen hours per year, you're gonna have a lot of unused hours.

你可能无法充分获益。因此典型的分界点（这取决于机型和个人情况）通常是：100小时以下更适合按需包机服务，100小时以上就该考虑分时共享，而当年均飞行达到150到200小时时，就该考虑整机购买了。

You may not actually get the full benefit for it. So as you think about it, the typical break point this is this is generally speaking depending on the aircraft type and everybody's different. But generally speaking, anything below one hundred hours, you are typically going to win in a on demand or a charter program. Anything above one hundred hours, you should start considering fractional. And then somewhere between one hundred and fifty and two hundred hours per year of personal flying, you should consider whole aircraft ownership.

我知道节目播出后会有客户和同事打电话问我：'我存了几百万美元，年收入几百万，受够了提前两小时到机场过安检（至少现在不用脱鞋了），哪种方案最适合我？'

So I know after we broadcast this, I'm gonna get some calls from some clients and some colleagues who are gonna ask, Hey, I've put some couple of million dollars away. I make a couple of million dollars a year. I'm tired of getting to the airport two hours early and fighting through TSA. At least I don't have to my shoes off anymore. And they're gonna say, what's the best program for me?

他们有些商务飞行需求，每年几次度假旅行，偶尔还要飞中西部看普渡大学读书的孩子。对于这类人群，你会推荐什么方案？我知道我给的条件很宽泛不够具体。

They do some business flying. They do a bunch of a few vacations a year, every now and then they'll fly out. Oh, my kids in Purdue, let me go out to the Midwest. For someone like that, what sort of program would you recommend? And I know I'm giving you broad parameters and not anything very specific.

我建议新手先从按需包机开始，因为你还不清楚个人偏好：是否喜欢轻型喷气机？是否需要能站立活动的平坦地板空间？这里面变量太多。找个以教育为导向的优秀经纪人很重要。

So I always suggest if you are just getting into it, an on demand charter program is gonna be what you want to do first because you don't know what your personal preferences are. You don't know if you like flying on light jets or if you don't like flying on light jets. You don't know if you want the extra room, be able to stand up, flat floor. There's a lot of variables that go into that. So I would say find a really good broker that has education forward.

喷气式飞机从一个地点飞往另一个地点，并不一定是在枢纽之间往返。这与航空公司的枢纽辐射模式不同。因此要找一个优秀的经纪人，他能帮你了解你可能喜欢和不喜欢什么。在做出长期承诺前，多尝试几种不同类型的飞机，因为你永远不知道还有哪些未知因素。

Jets are moving from one place to another and not necessarily between. It's not like a hub and spoke model like the airlines. And so get a really good broker that can help educate you on what it is you might like and what it is you might not like. Try a bunch of different flavors of aircraft before you start committing to anything long term because you just don't know what you don't know.

既然你提到了不同类型的飞机，我们来聊聊几个品牌。达索、庞巴迪、巴西航空工业，还有本田喷气机是几年前推出的，它们让所有人都感到意外。目前可供包机、租赁或会员制使用的喷气机种类有多广泛？

So since you mentioned different flavors of aircraft, let's talk about a few. There's Dassault and Bombardier and Embraer and Honda jets came out a couple of years ago, they kind of surprised everybody. How broad is the range of jets that are available either for charter or lease or membership?

是的。当我们讨论后座乘客时——当然我们要把前座飞行员排除在外，那是另一类人群——从后座角度看，范围从涡轮螺旋桨飞机开始，这种飞机使用航空煤油驱动螺旋桨。比如比奇空中国王、皮拉图斯PC-12这些，算是市场的低端产品。

Yeah. So when you're talking about flying in the back seat, right, so we're going to leave the people who fly in the front seat, which is another type of person. But when we look in the back seat, it ranges from turboprops, which is jet fuel that powers a propeller. That's your King Airs, your Pilatus PC twelves. So that is kind of the, call it, the bottom end of the market.

这类飞机航程最短、速度最慢，但性价比最高。比如你在看大学橄榄球赛时可能见过侧面装有两个螺旋桨的飞机，那就是空中国王350。这是航程范围的底端。再往上是非常轻型喷气机，可载2-3名乘客，像本田喷气机、赛斯纳M2都属此类。

You're gonna have the least amount of range, the least amount of speed, but it's also gonna be the most cost effective. Wheels up if you ever watch college game day and you remember seeing, oh, the one that has the two propellers in the side, that's a King Air three fifty, for instance. So that is kind of the bottom end of the range. You then have very light jets, which is gonna take two to three passengers. That's very light jet qualifies as the HondaJet, the Citation m two.

甚至斯特修斯愿景喷气机这种独特的单发喷气机也归在非常轻型类别。然后是轻型喷气机，比如巴西航空工业飞鸿300、赛斯纳CJ3和CJ4。轻型喷气机很适合区域旅行，但不适合跨大陆飞行，中途需要停靠。接着是中型的赛斯纳XLS，同样主要用于区域航线。

Even the Stereus Vision Jet, which is kind of in a league of its own as a single engine jet, is in the very light jet category. You then have light jets, is gonna be Embraer Phenom 300, the Citation CJ3 and CJ4. Light jets are really great for regional travel, not as great for coast to coast. You're gonna have to stop at some point. Then you have mid so midsize, the Citation XLS, that's gonna be, you know, again, regional travel.

虽然不能直飞纽约到旧金山，但距离也差不多了。然后是超级中型喷气机，这就像大号和加大号衬衫的区别——这个分类确实有点随意。挑战者300/350/3500就属于超级中型，是个典型例子。

You're not quite gonna get New York to San Francisco, but you're gonna get pretty close. Then you have the super midsize jet, which is kind of like, you know, the difference between large and extra large shirts. It's like, oh, that was lazy. Super mid jets is a great example. Super mid jets, the challenger 300, three fifty, 3,500 is gonna qualify in that.

赛斯纳纬度、赛斯纳经度也在此列。纬度型无法实现跨大陆飞行，但经度型可以。这类飞机通常拥有平坦地板，最多可容纳8名乘客。

The Citation Latitude, the Citation Longitude. The Latitude cannot get coast to coast, but the Citation Longitude can. That's gonna be your super midsize. Those are typically gonna have a flat floor. They'll seat around eight people at max capacity.

这架超级中型喷气机将首次解锁纽约至旧金山、纽约至洛杉矶的航线。随后你将进入大型客机领域。当你选择大型客机时，有挑战者604、650、605、650等型号，还有猎鹰2000这类在超级中型到大型客机区间表现优异的机型。

And that's gonna be the super midsize jet is the first time we're gonna unlock that New York to San Francisco, New York to LA trip. Then you start getting into the large cabin. So when you get into the large cabin, you have the Challenger six zero four, six fifty, six zero five, six fifty. You have the Falcon 2,000, which kind of heaters on that super midsize to large cabin area.

那些纽约飞伦敦、纽约飞巴黎的航线呢？

Those New York to London, New York to Paris?

能否实现纽约飞伦敦取决于风向和飞机的新旧程度。

You can get New York to London depending on which way the wind is blowing and how new it is.

嗯，这确实有些紧张。我的理解是，随着飞机从小型、轻型逐步升级到中型、超级中型再到大型，不仅是飞机本身的成本，包括保险、维护、机库、飞行员等所有费用都会急剧上升——就像从纽约飞华盛顿与从旧金山飞香港的差别。

Well, that's a little tight. And my assumption is as you go from small light to mid to super mid to large, everything, not just the cost of the jet, but the insurance, the maintenance, the hangar, the pilots, all of this scales up dramatically as you go from flying New York to DC versus San Francisco to Hong Kong.

是的，随着飞机体型增大，各项成本会成比例上升。飞行员成本更高了，保险费更贵了，每小时燃油消耗也增加了。

Yeah. It it scales up proportionately as you get larger in the aircraft. You start having higher pilot cost. You start having higher insurance cost. You have higher fuel burn on a per hour basis.

所以开销确实是指数级增长的。但这不意味着人们会从涡轮螺旋桨飞机开始逐步升级到轻型喷气机。私人航空存在虚荣心因素——人们常说飞机上最贵的部件是舷窗，因为当遮阳板升起，降落在固定基地运营商时，你望向窗外会说：'哦，我喜欢那架'。

So it does exponentially get larger. That's not to say though that people automatically enter the light jet category, the turboprop first. There is a vanity piece to private aviation. They they always say that the the most expensive part of the plane is the window. And that's because when the shade is up and you land at the FBO, you look out and you say, oh, I like that one.

于是你就会忍不住想要升级机型。

And so you're you're tempted to kind of step up.

真有意思。我最后一个问题是，近年来技术如何改变了私人航空业？

Really interesting. My last question, how has the technology changed private aviation in recent years?

是的。过去十到十五年间，市场上涌现了大量软件，它们深刻改变了私人飞行者与航空行政层面的交互方式。由于税务复杂度极高，现在有追踪工具、能确保维护到位的服务、维护追踪软件、预测性维护软件，还有飞行日志扫描系统。

Yeah. So there's been a lot of software that's come to market over the last, call it, ten to fifteen years that have really impacted the way in which private flyers are interfacing with kind of the administrative layer of private aviation Because it is such a tax complicated factor, there is tracking tools out there. There is services that will actually help you make sure there's maintenance tracking softwares. There's predictive maintenance tracking softwares. There's logbook scanning.

整个航空业——虽然听起来令人震惊——但从技术角度看是滞后的，因为这行业太讲究安全了。纸质飞行日志依然存在，维修记录仍以纸质形式存放在固定基地运营商的防火保险柜里，这种现象仍非常普遍。不过航空业确实在向技术化转型。

Aviation in general, I know this is shocking, but aviation in general lags from a technological standpoint because of how concerning it is. So paper logbooks are still a thing. There are still maintenance records that are held in paper in a fireproof safe at the FBO. That's, like, still a very common thing. There's been a shift towards technology and aviation.

但就私人航空而言，软件创业者面临的挑战是——我常在X上收到私信说'嘿，我想开发某某软件来颠覆市场'。问题在于从全局来看，这个市场并没有想象中那么大。

When you look at private aviation, though, the challenge for software entrepreneurs, I get DMs all the time on x that say, hey. I wanna build x y z software and revolutionize the market. The problem is in the grand scheme of things, it's not that big.

现在收听这场对话的听众可能在想：'我也想坐私人飞机'。给个大概数字，需要多少资金才能让这种体验物有所值？

So people listening to this conversation are thinking to themselves, hey, I'd like to fly private. Ballpark figures, how much money do you need to have to make this really a worthwhile experience?

一般来说，需要200万美元的净收入——这是指你的现金流——以及2000万美元的净资产，才能开始定期包机。这个级别可能涵盖度假和部分商务出行。

So generally speaking, it's $2,000,000 in net income. Right? So that's kind of cash flow to you and $20,000,000 net worth before you start chartering on a regular basis. So that's probably vacations. That's probably some business trips.

这还不是'油门踩到底再也不踏进商业机场'的级别，但年收入200万、净资产2000万时，你确实会越来越少见到商业机场。若考虑购买中型喷气机——配有专属飞行员那种——门槛是1000万到2000万的净收入，以及1亿到2亿美元的净资产。这包括私有企业估值，比如我的运营公司市值2亿美元时，才会考虑购置飞机。不过这只是大致标准。

That's not you're not pedal to the metal, never have seen the inside of a commercial airport again, but you're seeing it less and less at $2,000,000 of income and $20,000,000 in net worth. Before you start thinking about buying a mid sized jet where you sit in the back and you have pilots and all of that, the number was between 10 and 20,000,000 of net income and around 100 to $200,000,000 of net worth. Now that includes privately held companies. That includes my operating company has been marked to market at $200,000,000 and then I'm starting to think about an aircraft. But that is generally speaking.

这并不是铁律。在我的日常工作中，我会查看客户的财务状况，协助他们安排飞机采购的融资。我必须说明，这个数字并非一成不变的准则，它只是个实用的经验法则。每个人的情况都不同。

Now that is not the rule. In my day job, I look at people's financials and help them place debt for aircraft purchases. I will tell you that that number is not a hard and fast rule. It is a good rule of thumb. But for everybody it's different.

对吧？可能你净资产较高但现金流较少，也可能你现金流非常充裕且这就是你真正想做的事。不过这些标准大致可以作为考虑中型喷气机的起点。而当你逐步升级时，除非身价接近十亿美元大关，否则基本不会考虑购买全新的G700。

Right? It may be a higher net worth, maybe you're a lower cash flow, maybe you're a really cash flow person and this is really what you wanna do. But those that's kind of a good general, you know, term to start looking at kind of midsize jets. And then as you kind of scale up, you're you're really not buying a a brand new g 700 until you're knocking on the billion dollar mark.

总结来说，如果你收入可观且有些积蓄，并不需要斥资数千万美元购买私人飞机。你可以选择按小时包机、分时产权，或是加入飞机会员卡计划，这样既能减少在商业机场的等待时间，又能更快、更舒适地抵达目的地。我是巴里·里图兹，您正在收听彭博社《金钱本色》。

So to wrap up, if you're doing pretty well income wise and have a couple of shekels put away, you don't have to go out and drop tens of millions of dollars buying your own jet. You could do hourly charter, you could do fractional ownership, or you could do one of the jet membership cards that allow you to spend less time in commercial airports and more time getting to where you go quicker, faster, more comfortably. I'm Barry Rittulz. You're listening to Bloomberg's At The Money. Hello.

我是卡罗琳·赫普克，为您介绍彭博社全新推出的《股票异动报告》。股市中有太多需要关注的大牌企业与个股，我们的《股票异动报告》是每日追踪最大股价波动的绝佳工具。该报告以简短音频形式呈现，每期不超过五分钟，全天候直接推送至您的播客订阅。我们将带您了解当日股市最大赢家与输家，并解析推动这些涨跌的新闻与数据。

I'm Caroline Hepker introducing you to the new stock movers report from Bloomberg. There are so many big names and equities to keep track of, and our stock movers report is the best way to find out which individual names are making the biggest moves every day. Stock movers consists of short audio reports. They're five minutes or less delivered right to your podcast feed throughout the day. We'll bring you conversations on the day's biggest winners and losers in equity markets and explain the news and the data that's driving those gains and losses.

每日收听几次，随时掌握个股动态及其背后原因。只需在Spotify、Apple Podcasts或您常用的播客平台搜索'股票异动'，即可获取由彭博全球3000名记者和分析师团队提供的权威股票新闻与数据。立即订阅《股票异动报告》，随时随地掌握市场脉搏。

Listen a couple of times throughout the day to find out what's moving equities and why. Just search for stock movers on Spotify, Apple Podcasts, or anywhere you listen. Get the latest stock news and data backed by reporting from Bloomberg's 3,000 journalists and analysts across the globe. Subscribe to Stock Movers wherever you get your podcasts.