美联储的下一步行动，以及夫妻应该如何真正管理财务

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Welcome to office hours of Prop G.

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This is the part of the show where we answer your questions about business, big tech, entrepreneurship, and whatever else is on your mind.

如果你想为下一期提问，可以发送语音留言到 officehourspropgmedia dot com。

Anyway, if you'd like to submit a question for next time, you can send a voice recording to officehourspropgmedia dot com.

再次提醒，邮箱是 officehourspropgmedia dot com，或者在 Scott Galloway 的 Reddit 子版块发帖，我们可能会在下一期节目中选用你的问题。

Again, that's officehourspropgmedia dot com, or post your question on the Scott Galloway subreddit, and we just might feature it in our next episode.

另外，你现在也可以拨打或发送短信提问到 (201) 472-3656。

Plus, you can now call or text a question at (201) 472-3656.

号码是 (201) 472-3656。

That's (201) 472-3656.

咱们直接进入正题。

Let's bust right into it.

第一个问题。

Question number one.

我们收到的第一个提问来自Reddit上的bargers。

Our first question comes from bargers on reddit.

嗨，斯科特。

Hi, Scott.

下周霍尔斯将举行他的首次新闻发布会，他此前曾表示，不认同美联储发布的长期预测。

With Hours coming on next week having his first press conference on Wednesday, he's been quoted saying he's not a fan of the longer term projections coming from the Fed.

如果你宣布一些重大调整，你觉得市场会变得更动荡吗？

Do you think markets will become more volatile if you announce some major changes?

在他上任的前几周，沃什拒绝提交点阵图预测，并宣布将全面审查美联储的沟通方式。

So in his first few weeks, Warshas declined to submit a dot plot projection and announced a broad review of Fed communications.

尽管外界普遍认为特朗普提名他就是为了降息，但他并没有下调利率。

He did not lower interest rates despite that being the suspected reason Trump nominated him.

如果他真降了息，我觉得市场恐怕会崩盘，所以我看不出他有什么理由降息。

I don't see how he could have if he'd lowered interest rates, I think I think markets would have crashed.

他们说：天哪。

They have said, oh, fuck.

事情果然发生了。

Here we are.

我们现在的情况就像匈牙利或者阿根廷。

We're we're Hungary or Argentina.

原本预期的就业崩盘根本没出现。

The job apocalypse that was supposed to happen has not, in fact, manifested.

就业增长其实很强，但通胀数据更糟，估计达到了4.2%。

Job growth is actually strong, but inflation numbers are even worse than the job market is strong coming in I think 4.2%.

这人根本不可能合理地降息。

So there's no fucking way this guy could reasonably cut interest rates.

现在看来，他今年年底前加息的可能性甚至超过五成。

There's even now I think a greater than 50% likelihood he raises rates by the end of the year.

还有，关于沃什主席的负面表现，他在确认听证会上拒绝承认拜登在2020年赢得选举。

His also, in terms of lowlights from Chairman Worsch, during his confirmation he refused to acknowledge that Biden had won the election in 2020.

所以呢，我明白你的意思。

So I mean, you know, I understand.

我觉得他确实有这个能力。

I think he's qualified.

但我认为他太怂了，不敢对权力说真话——而这恰恰是美联储主席该有的胆量。

I also think he's little bitch and afraid to actually speak truth to power, which is what you want in a Fed chairman.

不过话说回来，美联储一共有十二位理事，我们往往高估了主席个人的权力。

But having said that, it is it's a group of, I think, 12 governors, so we overestimate the power that the the chair has.

但很明显，他根本不可能降息。

But, yeah, there was no way he was gonna lower interest rates.

关于点阵图和前瞻性指引，投资者常常误以为那是承诺，而不是预测，这会让美联储在市场变化时反应迟缓，因为他们觉得必须兑现之前的预测。

The core issue with the dot plot and forward guidance, investors tend to misinterpret these as promises rather than projections, and they can make the Fed slow to respond to market changes because they feel compelled to follow through on their projections.

其实，关于前瞻性指引的争论，本质上是关于锚定效应的争论。

You know, the debate around forward guidance is really a debate around anchors.

在彭博的一次采访中，这个播客的朋友、阿波罗全球管理公司的首席经济学家托尔sten·斯洛克，把央行的两难处境描述为：前瞻性指引有助于市场理解未来走向，但一旦情况突变，它反而可能适得其反。

In an interview with Bloomberg, Thorsten Slocke, friend of the pod and chief economist Apollo Global Management, described the central bank trade off as forward guidance being that while it helps understand where markets are headed, it can be counterproductive when conditions change unexpectedly.

大家总是担心美联储的表态，因为媒体和市场会逐字逐句地分析。

And concerns about everyone is always worried about communications coming out of the Fed because the media and the markets parse over every word.

杰罗姆·鲍威尔公开对点阵图被投资者误解表示过担忧，但也提到改革停滞了，因为委员会找不到更好的替代方案。

Jerome Powell or Chairman Powell publicly expressed reservations about the dot plot and its tendency to be misunderstood by investors, but noted the reform efforts stalled because the committee struggled to identify a better alternative.

明尼阿波利斯联储主席尼尔·卡什卡里指出，点阵图迫使政策制定者给出精确预测，却无法表达他们对不确定性的看法。

Minneapolis Fed President Neil Kashkari has highlighted that the dot plot forces policymakers to provide precise forecasts without being able to convey their level of uncertainty.

接下来的问题是，他打算如何改革现有框架，或者是否打算用别的东西来取代它。

The question moving forward is how does he plan to reform, if at all, the current framework what replaces it.

一般来说，一旦某个指标被普遍接受，它就不再有效了，也完成不了它的使命。

I find generally speaking, once a metric becomes universally accepted, it's no longer valid or no longer doing his job.

但到目前为止，他可以说是每一步都做对了。

But so far, okay, he's batting a thousand.

如果他降息了，我觉得市场会陷入恐慌。

If he'd lowered interest rates, I think the markets would be in a state of panic.

我觉得，不管是谁当上了职位——哪怕只是个当选的市长——大家都会支持他，盼着他能干好。

And I think once anyone gets a job, whether it's someone elected mayor, you rally around them and hope for the best.

他很有资格。

He is qualified.

他曾在摩根士丹利工作过。

He worked at Morgan Stanley.

这人很聪明。

Smart guy.

这可是个非常重要的职位。

This is a very important position.

我记得这个任期是十二年，所以我们有足够的时间来了解沃尔什主席。

I think it's a twelve year appointment, so we're gonna get some time, or we're gonna have some time to get to know chairman Walsh.

谢谢你的提问。

Thanks for the question.

第二个问题来自Reddit。

Question number two comes from Reddit.

ID为2486的用户说：嗨，斯科特。

Ill category twenty four eighty six says, hi, Scott.

你怎么看‘他的钱就是我们的钱，我的钱还是我的钱’这种说法？

What do you think of saying his money is our money, my money is my money?

我觉得这话有点性别歧视。

I think that's a little bit sexist.

你意思是，有时候在一段关系里，妻子会说‘他的钱是我们的钱，我的钱还是我的钱’，对吧？

So what you're saying is I think what you're referring to is that sometimes in a relationship a wife will say, his money is our money, and my money is my money.

我真服了。

I shit.

我不确定。

I don't know.

关于共同理财的态度，变化比实际行为慢得多。

Like attitudes around share finances are changing more slowly than behavior.

这中间存在一种认知失调。

There's some cognitive dissonance.

在美国，有百分之四十五的异性婚姻中，妻子的收入和丈夫持平，甚至更高。

In forty five percent of heterosexual marriages in The US, wives ring in the same amount or more than their husbands.

这比五十年前高了三倍。

That's three times the share fifty years ago.

这是值得庆祝的，是个成功。

That's a celebrate, that's a success.

如果女性进入职场，我们却没为她们提供相应的法律保障，那我们就会沦为比中国低一等的经济力量。

If women entered the workforce and we didn't provide certain legal protections for them in the workforce, we'd be a second rate power to China, or second rate economic power to China.

有百分之二十三的已婚夫妇没有共同账户，四分之一呢。

23% of married couples don't have a joint bank account, one in four.

三分之二的稳定伴侣关系中，双方都会保留一部分个人资金，而年轻夫妇正引领这一趋势。

Two thirds of couples in committed relationships keep some money separate from their partner, and younger couples are leading this trend.

Z世代中，大约百分之八十八的人保持独立账户。

Gen Z, about 88%, keep separate accounts.

千禧一代占百分之七十。

Millennials, 70%.

X世代占百分之五十九。

Gen X, 59.

所以总的来说，年轻人越来越倾向于保持各自的账户。

So basically, younger people the trend is younger people are having more separate accounts.

以前男人赚所有钱的时候，那钱就是我们的钱。

So the data would show that when men were making all the money, it was our money.

这挺有意思的。

That's interesting.

现在女人赚得和男人一样多，甚至更多了，于是就开始分账了。我觉得，男女在很多方面的行为和处事方式上，确实存在一些普遍差异。

And now that women are making as much money or more than men, then there's a separation, which I find, look, I think there's a difference, generally speaking, in the behaviors and approaches to a lot of things between people born as men and women.

这难道意味着男人就不能有很女性化的行为，男女就不能表现出男性化的特质吗？

Does that mean that men can't exhibit very feminine behavior, and men and women can't exhibit masculine behavior?

当然不是。

No.

但为了避免冒犯中间派，或者显得我们不承认非二元群体的同等权利——他们当然应该享有——我们干脆就不提那90%自认是男性或女性的人了。

But in an effort not to piss off the woke middle or act as if the non binary community isn't entitled to the same rights, which they are, we never want to talk about the 90% that identify as male or female.

而且，我们也不愿正视一个事实：男女之间确实存在根植于生物学的真实差异。

And also, we don't want to have a productive around the fact there are very real differences that are rooted in biology.

你干脆请十个八岁孩子来，五个女孩五个男孩，把汽车和洋娃娃放在一个房间里，看看会发生什么。

Just invite ten eight year olds over, five girls, five boys, put cars and dolls in a room and see what happens.

我发现女性普遍更保守地花钱，因为长期以来，女性在经济上处于劣势，说白了也比男性更脆弱。

I find that women, in general, are more conservative with money because for a long time, women have been economically disadvantaged and quite frankly more vulnerable than men.

女性要生孩子。

Women have kids.

即使父亲离开了，女性也更容易对孩子的忠诚和责任保持不变，也因此更加脆弱。

Women are more likely to feel fidelity and loyalty to that child, even when dad takes off, and as a result are more vulnerable.

我人生中最脆弱、最焦虑的阶段，就是我爸带着新妻子搬去俄亥俄，继续往上爬，进入中上阶层的时候。

The most vulnerable point of my life, the most anxiety riddled part of my life, was when my dad peaced out to Ohio with his new wife and continued his ascent up the ladder to upper middle class.

我和我妈立刻跌到了我所谓的‘上层底层中产’阶层。

And me and my mom immediately dove to the kind of what I call the upper lower middle class.

我妈妈感到非常没有安全感，而我爸爸——他八年级就辍学了——能找的工作，和我妈妈——她也是八年级辍学——能找的工作，完全是天壤之别。

And my mom felt very vulnerable, and the job opportunities available to my dad, who left school in the eighth grade, were a universe different than the jobs available to my mother, who also dropped out of school in the eighth grade.

她要么当秘书，要么当旅行社职员。

She could either be a secretary or a travel agent.

差不多就是这些了。

That was pretty much it.

她连当老师都不行，因为没那个资格证。

She couldn't even be a teacher because she didn't have the credentialing.

而我爸爸，长得帅又带点苏格兰气质，当个销售员就能挣得不错。

Whereas my dad, who was handsome and Scottish, could be a salesperson and make a very good living.

说实话，我觉得现在情况已经好多了。

By the way, think things have changed for the better, quite frankly.

所以我明白，很多女性觉得经济上更没保障，也更容易焦虑——但真的吗？女性更会存钱吗？

So I understand that a lot of women feel more economically vulnerable and are more prone is it true, are women better savers?

我不确定，这方面的研究应该有不少。

I don't know, there's probably some good research on this.

超过七成的成年人认为，男人能养家糊口，是当个好丈夫和好伴侣的关键。

A little over 70% of adults say it's very important for a man to be able to support a family financially to be a good husband and partner.

所以，夫妻之间关于钱的对话，从来都不是件容易的事。

So the conversation between man and wife, back to the question around money, is always a delicate one.

我觉得结婚前，这对夫妻俩真该好好聊聊这个。

Think it's a conversation people should have before they get married.

婚姻里最大的压力来源，不是出轨，也不是价值观不合，而是钱。

The number one source of marital strain is not infidelity, lack of shared values, it's money.

我觉得特别重要的是，得坦诚地谈一谈：我们期望过什么样的生活？

And I think it's important to have an honest conversation around, one, what kind of lifestyle are we expecting?

谁来负责支撑这种生活方式的经济部分？

Who is responsible for the economic part of that lifestyle?

你们各自对花钱的态度是怎样的？

What is each of our approach to spending?

我认识一些男人，会用钱来控制妻子。

I know guys that control their wives with money.

只要一刷信用卡，他们就会收到提醒，每次花钱都得像在谈判一样。

They get an alert every time they spend money on a credit card, and it's a constant negotiation involving money.

我觉得这种做法真的很不健康。

And that's, I think that's a really unhelpful.

但与此同时，为了公平起见，我也见过一些关系，女方明明把花钱当成一种游戏，看能花多少、能占多少便宜。

At the same time, just to be an equal opportunity sexist here, I know some relationships where quite frankly the woman sees it as a game to see how much money she can spend or get away with.

所以在我看来，最健康的关系，是男女双方在金钱观念上能达成一致。

So the healthiest relationships I find are when men and women have alignment around their approach to money.

谁负责赚钱？

Who is responsible for bringing it in?

他们怎么看待花钱？

What is their approach to spending?

我支持夫妻把钱放在一起管。

I believe in co mingling money.

既然要结婚，要共同生活，还要一起养孩子，那钱就该算一笔账。

I think if you're going to be married and you're going to share a life together and share kids, then it's kind of one account.

我从来不用分开的账户。

I've never had separate accounts.

我个人觉得，分开管钱挺奇怪的。

I just think that's I personally think that's strange.

话虽如此，可能对有些人来说确实管用。

Having said that, it probably works for some people.

我觉得这事儿特别个人化，说到底各人有各人的做法。

I think this is a very, you know, individual thing.

我觉得没有标准答案。

I don't think there's a right way.

有的只是你自己的方式。

There's just your way.

但我觉得，一段长久关系能成功，关键在于双方对金钱的态度要一致。

But one of the keys, I think, to a successful long term relationship is alignment around money.

一致性。

Alignment.

你期望自己赚多少？

How much do you expect to make?

各自愿意做出哪些妥协？

What are the trade offs?

你需要多回家。

I need you to be home more.

你老婆在上班。

Your wife's working.

你需要多回家，帮我照看一下孩子。

I need you to be home more and help out with my kids.

也许你丈夫待在家里。

Maybe your husband stays at home.

好吧。

Well, okay.

那我们买不起康涅狄格州的这套房子了。

We can't afford this house in Connecticut then.

一个人待在家，住在这些物价高得离谱的城市里，除非你父母特别有钱，不然根本没法想象怎么过下去。

We we can I I can't imagine what it would be like to have one person person at home and living in any of these blue cities that are crazy expensive, unless you're smart enough to have rich parents?

所以这得好好聊聊。

So it's a conversation.

我们住哪儿？

Where are we gonna live?

我们的开销是多少？

What are our expenses?

有哪些取舍？

What are the trade offs?

有哪些承诺？

What are the commitments?

我们俩在这上面想法一致吗？

And do we both have alignment around that?

我觉得这还跟我自己的事有关。

I think it's also what I do.

我会定期和伴侣坐下来，一起梳理我们的财务状况。

I sit down with my partner, and I go through our finances on a regular basis.

我想让她清楚我投资了什么，我们哪儿在赚钱，手头有多少钱，上个月股市上是不是亏了。

I want her to know what I'm investing in, where we're making money, how much money do we have, did we lose money last month in the market?

我觉得一段关系里最糟糕的不是难谈的话题，而是突如其来的意外。

I don't think I think the worst thing you can have in a relationship is not difficult conversations, it's surprises.

对吧？

Right?

比如，我们根本负担不起度假，因为你炒期权亏了钱，或者股票大跌了，诸如此类的事情。

It's, oh, we can't afford to take a vacation because I lost money trading options, or our stocks are way down, or, you know, whatever it might be.

或者突然冒出一笔巨额税单。

Or we got a huge tax bill.

也许你本身没做错什么，但我觉得，对于金钱这种敏感话题，定期保持透明沟通非常重要。

Maybe it's not your fault that you haven't done anything wrong, but I think a certain level of transparency in regular conversations around this taboo topic called money.

我觉得在关系初期就该这么做。

I think it's really important early on.

我曾经和一位女生认真交往，她当时正在接受外科医生的住院医师培训，她跟我谈起了自己的学生贷款。

I was getting very serious with a woman, actually a woman who was in residency to be a surgeon, and she was talking about her student debt.

我当时就觉得，这会是我打算长期走下去的人。

And I thought this was a woman that I would eventually have a long term relationship with.

我就跟她说，我有这么多钱。

And I said to her, I said, this is how much money I have.

这些是我的股票。

These are my stocks.

我打算怎么经营我的生意。

This is what I'm trying to do with my business.

我现在的净资产是多少。

This is how much I'm worth.

我每个月花多少钱。

This is how much money I spend.

我想让她了解我的全部情况。

And I wanted her to know everything about me.

当我们开始考虑长期关系时，我希望彼此完全坦诚，她也对我敞开了心扉。

And as we started thinking about a long term relationship, wanted to be totally transparent, and she was transparent with me.

她说，我想当外科医生，接下来要花多少钱，我的学生贷款是多少，这样我们才能在未来的经济规划上达成一致。

She was like, I want to be a surgeon, this is how much money I'm going to spend, this is my student debt, so we could get something resembling alignment around our economic future together.

年轻人特别擅长察觉恋爱中的那种氛围。

Young people are really good at figuring out romantic energy.

但他们不太清楚，如果两个人想共同规划未来七千个周二该怎么过，那可不只是周二的开销，还包括这一周其他六天的生活安排。

What they're not good at figuring out is how, if they have a shared vision around what the next 7,000 Tuesdays feel like, and part of that is the bills and the expenditures on that Tuesday and the other six days a week.

总的来说，我认为女性确实有充分的理由感到经济上的不安，这和历史背景脱不开关系。

So in sum, I do think that women feel more economically vulnerable for good reason based on history.

我觉得，这最终还得看你自己怎么选。

I do think that it's up to you.

很明显，年轻人更倾向于保持各自的账户。

It's clear young people wanna have separate accounts.

说实话，现在女性收入提高了，她们选择分开管钱，也就不难理解了。

I think, quite frankly, you could argue that now that women are making more money, the they've decided they want separate accounts.

明白了。

Okay.

具体怎么安排，每对情侣自己决定，但核心在于‘目标一致’这个词。

That's up to the individual couple, but the key is this term alignment.

要坦诚地谈，哪怕话题让人不舒服。

Have open, honest, uncomfortable conversations.

这就像养孩子一样。

It's like raising kids.

现在就得把那些难开口的话说出来。

Have the uncomfortable conversations now.

你这样说话太不尊重人了。

You're being an asshole.

你得学会说‘不’。

You need no.

你必须去上学。

You have to go to school.

不行。

No.

你不能这样跟你妈说话。

You can't speak to your mother that way.

不行。

No.

你不能这样做事。

You can't behave like this.

不行。

No.

要是晚上十一点了，你必须打电话告诉我们你在哪。

If it's 11PM, you gotta call and tell us where you are.

现在就该谈这些让人不舒服的事，免得将来他们变成混蛋，或者至少别那么混蛋。

Have those uncomfortable conversations now such that they're not assholes later in life or less of an asshole.

我觉得，当你和一个人认真交往时，尽早谈钱很重要，尽量把彼此的期望说清楚。

I think it's worthwhile to have those uncomfortable conversations when you start to get serious with someone about money and try and be as transparent as possible around what your and their expectations are.

再说一遍，关键在于达成一致。

Again, the keyword is alignment.

谢谢你的问题。

Thanks for the question.

广告后马上回来。

We'll be right back after a quick break.

本节目由 Engine 赞助支持。

Support for the show comes from engine.

现在表现突出的公司，根本没有削减差旅预算。

The companies winning right now aren't cutting travel.

他们只是订得更聪明了。

They're booking smarter.

事实是这样的。

Here's the reality.

在传统平台上，商务旅客平均要花四十五分钟预订一次行程。

The average business traveler spends forty five minutes booking a single trip on a legacy platform.

用 Engine 的话，预订时间能缩短到短短两分半钟，而且它的 AI 个性化功能越用越快。

With engine, that booking time drops to as little as two and a half minutes, and its AI powered personalization gets faster the more you use it.

把这个时间节省乘以你整个团队每年的所有行程。

Multiply that across your team every trip every year.

这可不是什么福利。

That's not a perk.

这是竞争优势。

That's a competitive advantage.

去年，使用Engine的客户因为平台能谈出别人拿不到的优惠价，总共省下了超过3亿美元的差旅费用。

Last year, engine customers saved more than $300,000,000 on travel because the platform negotiates rates no one else can get.

这些独家优惠，别的地方根本找不到。

Exclusive deals you won't find anywhere else.

使用NGINX卡，任何酒店预订最高可返现10%。

And with the NGINX card, get up to 10% back on any hotel booking.

已有三万三千家企业加入了。

33,000 businesses have joined.

现在，轮到你了。

Now it's your turn.

注册并开始使用后，你的企业可获得500美元优惠，立即前往ngin.com/profg。

Get $500 when your business signs up and starts traveling at ngin.com/profg.

Engine 与 Visa 联名商务卡由第五第三银行发行，该银行为联邦存款保险公司（FDIC）会员。

Engine x Visa commercial cards are issued by Fifth Third Bank NA member FDIC.

在符合条件的 Engine 旅行消费上，最高可获得 10% 的积分返利。

Earn up to 10% back in points on eligible engine travel purchases.

实际返利比例因消费类别而异，可能会有所调整。

Actual reward rates vary by purchase category and may change.

积分不具现金价值，仅可通过我们的计划兑换奖励。

Points have no cash value and are redeemable rewards through our program.

详情请查看完整奖励条款，访问 engine.com/x/rewards-terms。

See full reward terms for details and go to engine.com/x/rewards-terms.

欢迎回来。

Welcome back.

第三个问题来自一位听众发来的短信。

Question number three comes from a listener who texted us.

斯科特，我的问题是，在大型组织里，如果你率先承担了风险，等风险转化成收益后，怎么应对其他人想来分一杯羹的情况？

Scott, my question is, in a large organization, how do you handle situations where you take the risk early, but once that risk pays off, everyone wants a piece of it?

你是该捍卫自己的成果，分享功劳，相信回报终会回来，还是干脆专注于下一个机会？

Should you fight to protect your territory, share the credit, and trust it'll come back to you, or focus on the next opportunity instead?

是的。

Yeah.

欢迎来到职场。

Welcome to the work world.

失败时无人认领，成功时人人争功。

Failure is an orphan and success has many fathers.

所以我会尽量以一种得体、不惹人厌的方式，比如定期汇报部门进展之类的。

So I would just, in as elegant but, you know, least obnoxious way as possible, whether it's providing updates on what's going on with the division or what have you.

我甚至会在绩效面谈时对上司说，有时候真让人气愤，别人都在抢功劳，这让我挺失望的。

I would even say to your boss, this occasionally in a review, say it kind of pisses me off that everyone else is getting credit for this, or it's disappointing.

也可能只是你太敏感了，总觉得自己的贡献没被看见。

Some of that also might be paranoia that you don't think you're getting the credit you deserve.

《法律与秩序：特殊受害者》里有一句话说，在政界，光做好是不够的。

But there was a line in Law and SVU saying, it's not enough to do well in politics.

你得让人看到你表现得出色。

You have to be seen doing well.

如果你说的是那种关于谁干得好、谁该得表扬的功劳问题的话。

If you're talking about credit in terms of praise of who did a good job or who gets credit for something.

我发现优秀的领导都会把大部分功劳让给别人。

I find that good leaders share a disproportionate amount of the credit.

我一直特别佩服 Bloomberg 市长，每次有发布会或者剪彩活动，他虽然到场，但说完几句就退到一边，重点夸其他人做得好。

One of the things I always really respected about Mayor Bloomberg was whenever there was an announcement or a ribbon cutting, he was there, but he would immediately say a few words and then step back and highlight the good work of other people.

我觉得 Elon Musk 最让人反感的一点就是这个。

It's one of the things I find most off putting about Elon Musk.

你认识谁是 Elon Musk 点名表扬过的吗？

Do you know anyone else that Elon Musk commented?

除非是 Elon 本人，不然谁都不能靠近话筒。

No one is allowed to get near a mic unless it's Elon.

所有事情永远都只围绕着 Elon 转。

It's all about Elon all the time.

所以我觉得，分享功劳其实是好领导的关键所在。

So I find sharing credit is actually a key component of a good leader.

但如果谈的是经济层面，那就有合同约定了。

Now in terms of if you're talking about economics, there's agreements in place.

如果你想追求公平，股权结构表里可找不到这种公正。

If you're looking for justice, you're not going to find it in a cap table.

每次我卖掉一家公司，下去看谁拿了多少，到处都能看到股权分配。

Whenever I sold one of my companies and I go down and see how, you know, who was getting what, there's an equity everywhere.

就会发现，某某人拿了这么多。

It's like, oh, so and so.

我记得有个人，兼职为我们工作，住在芝加哥，结果在L2被收购时，拿到了差不多一百万美元。

I remember one person who worked part time for us who lived in Chicago ended up getting, I think, half 1,000,000 or $1,000,000 in the buyout of L2.

说实话，她为公司创造的价值并没有那么大。

And quite frankly, she just didn't add a lot of value.

我当时就想，这不太公平。

And I remember thinking, that's unfair.

好吧。

Okay.

确实不公平。

Yeah, it's unfair.

她能拿到也好。

Good for her.

还有些人一直在公司做基层工作，干了多年，但不知为什么，他们持有的股份很少。

And then there were other people who had been around for years in low level jobs, and they, for whatever reason, didn't have a lot of equity.

说实话，他们挣的钱也没多少。

Quite frankly, they just didn't make that much money.

如果你在公司里职位比较高，遇到这种情况，可以想办法额外补一些，让他们分得更多。

Now what you can do if you're senior in a company and that happens, is you can try and top them up such that they get a bigger hit.

我卖掉L2的时候，确实有三到六个人，我觉得他们应该得到更多。

And I actually, when I sold L2, there were three or six instances where I felt people needed greater participation.

我就回去找我的风投公司——通用资本，问他们能不能给这些人补一点。

And I went back to my VCs, General Catalyst, and said, can we top these people up?

这可不是白给的钱。

And it's not free money.

这意味着其他人，包括通用催化剂公司，都会分得更少。

It means that everybody else, including General Catalyst, gets less money.

他们做了一件我从未见过风险投资人做的事。

And they did something I've never observed a venture capitalist do.

他们答应了，甘愿稀释自己的股份，去补贴那些他们根本没见过的人。

They said yes, and they took the dilution to top up people they had never met before.

所以，如果是分享功劳，我觉得好领导的标志就是，只要可能，就尽量多分一点出去。

So if it's sharing credit, I think the sign of a good leader is to overshare credit if and where possible.

我总是刻意强调团队的贡献，因为我自己本来就天然地拿到了远超实际的赞誉。

Like, I'm constantly trying to highlight the good work of the team because I get so much disproportionate credit for what we do here just naturally.

没人愿意跟这个播客的制片人合影，因为大家根本不知道她是谁，尽管这个节目的成功主要归功于她。

People people don't wanna take selfies with the producer of this podcast because they don't know who she is despite the fact that she is largely responsible for the success of this program.

但如果是钱的问题，已经有法律协议约束了，你或许能微调，但大体上就是那样了，没必要多争论。

But if it's money, there's legal agreements in place, and maybe you have a chance to adjust up or down, but it kind of is what it is, and it shouldn't be really much of a discussion.

没关系。

It's okay.

根据你我签署的协议，这种情况下你应得的就是这么多。

According to the agreement you signed and I signed, this is how much you're getting in this situation.

所以你需要自己想个得体的方式，让大家明白你才是这个项目的主导者、创始人，但我没法给你具体的技巧。

So this is on you to figure out an elegant way to people to make sure that people understand that you're sort of the the owner or the father or the mother of this project, but I can't give you specific, you know, specific tactics here.

我建议你好好分辨一下，这是你的自我认知，还是实际情况。

I would raise the issue in trying to discern your own ego from the reality of the situation.

另外，如果你在报酬或发展机会上始终得不到应有认可，那或许该考虑换个工作了，这说明这里的文化并不适合你，或者根本就不是好文化。

But also, if you aren't recognized in terms of compensation or opportunities, you might want to think about looking for another job because that means the culture is not a fit for you or just not a great culture.

谢谢你的提问。

Thanks for the question.

本期就到这里。

That's all for this episode.

如果你想提问，欢迎发送语音邮件到 officehourspropgmedia dot com。

If you'd like to submit a question, please email a voice recording to officehourspropgmedia dot com.

邮箱是 officehourspropgmedia dot com。

That's officehourspropgmedia dot com.

如果你更喜欢在 Reddit 上提问，就去 Scott Galloway 的子版块发帖，我们可能会在下一期节目中选用你的问题。

Or if you prefer to ask on Reddit, just post your question on the Scott Galloway subreddit, and we might feature it in an upcoming episode.

本期节目由詹妮弗·桑切斯和劳拉·詹纳制作。

This episode was produced by Jennifer Sanchez and Laura Jenner.

卡米·里克负责社交媒体，布拉德·威廉姆斯担任剪辑，德鲁·伯罗斯是技术总监。

Cami Rik is our social producer, Brad Williams is our editor, and Drew Burrows is our technical director.

感谢收听 Prophecy Media 出品的《预言播客》。

Thank you for listening to the Prophecy Pod from Prophecy Media.