第182集：Jordi Visser：华尔街全力押注AI，但他却选择买入比特币

所以在Oura Ring上，当我基本上决定要像你说的那样去生物黑客时，但我真正想做的是，一头扎进提高心率变异性（HRV）的研究里。

So on Oura Ring, mine, when I basically made the decision that I wanted to, as you say, biohack, But really what I wanted to do was commit down the rabbit hole of raising my HRV.

那就是我整个Substack在讲的东西。

That's what my whole substack is about.

当时我的HRV正好处在这个年龄段的中间水平。

And so at the time it was in the middle of the range for my age.

于是我就想，好吧，那我就改一改生活中的一些东西，看能不能把它提上去。

And I decided, well, let me change some things in my life to make it go higher.

我要做什么才能让HRV变得更高呢？

What do I have to do to make it go higher?

根据我的血液检查结果、我做的所有活动、以及我和二十几岁那些一起办事的能力来看，我身体是健康的，但HRV只达到了平均水平，可我想要的是超过平均。

So according to my blood work, according to everything that I did, my physical activity, my ability to do things with people in their 20s, I was physically healthy, but my HRV was only average and I wanted it to be above average.

我想看看自己能不能把它再往上推一点。

I wanted to see if I could make it go higher.

那需要做很多不一样的改变。

And that took a lot of different things.

所以这跟任何想玩这个的人有点类似。

So this is somewhat similar to anyone who wants to kind play this.

但我意识到，对于HRV来说，它真的非常复杂。

But what I realized was for HRV, it is such a complex thing.

如果你想减肥，弄清楚怎么减很容易。

If you want to lose weight, it's easy to figure out how to lose weight.

你只要饿自己，或者改变饮食，然后多运动。

You just starve yourself or you change your diet and you go exercise more.

要提高HRV，我遇到的人中很少有人能做到，因为人们会联系我。

To raise your HRV, very few people that I've met because people reach out to me have been able to do it.

所以我就花时间琢磨怎么做到。

So that's where I spent my time trying to figure out how to do it.

当你HRV处于同龄人平均水平时，和经过几个月或几年努力提升那个数字后，你感觉有什么不同？

How different do you feel when you have an average HRV for your age versus when you manage after a few months or a few years to increase that number?

对我来说，最大的变化绝对是

The biggest change for me is 100%

不会长时间地反复纠结或担忧事情。

not ruminating over things, not worrying about things for very long.

有意思。

Interesting.

这自然会带来更多的幸福感。

And that leads to more happiness.

所以A型性格的人，从健身房出来感觉很好的时候，不管是谁都一样。

So a type A person, when they leave that gym and they're feeling good, I don't care who it is.

我在这个行业干了这么久，什么样的人都见过。

I've worked in the industry long enough to see everyone.

他们离开健身房时其实是紧张的。

They're stressed when they leave the gym.

也许他们充满精力，但接下来去上班。

They might be full of energy, but then they go to work.

工资又不够高。

They're not getting paid enough.

他们应该掌管一切。

They should be running things.

他们不是，那他们怎么去下一次旅行？

They're not how are they gonna get on that next trip?

一切都跟钱有关，跟这个世界的样子有关。

Everything is about money and about the way the world is.

所以那些去健身房拼命锻炼的人，不可能不关心生活中那些带来压力、带来需求和欲望的事情。

So there's no way that people that go in the gym to kill themselves and work hard are not caring about the things in life that cause stress or cause need and desire and everything else.

所以对我来说，真正重要的是不去反复纠结事情。

So for me, it was really the ability to not ruminate about things.

而且当你的HRV高的时候，这真的容易多了。

And it just it's much easier when your HRV is high.

你多次提到医生和药片。

You mentioned doctors multiple times and pills.

典型的情况是，医生给你一片药来对付症状，而不是根本原因。

The classic thing is doctors give you a pill to fight a symptom, but not the underlying cause.

这时候你就进入了功能医学、生物黑客或长寿研究的兔子洞，这说明在健康以及整个系统构建方面存在一个大问题，我们可能还能再聊三十个小时。

That's when then you enter into a rabbit hole of functional medicine or biohacking or longevity, which means that there's a big issue out there in terms of health and how the entire system is built, which we can probably talk for another thirty hours.

还有哪个行业让你深陷兔子洞？

What's another industry where you fell down the rabbit hole?

我的意思是，你在金融行业干了三十年，对吧？

I mean, you've been in finance for thirty years, right?

跟我们多讲讲金融行业的兔子洞，以及你在其中发现的真实情况，那个HRV，实际上并不是人们想的那样？

Tell us more about the finance industry rabbit hole and the actual truth, the HRV that you found in the rabbit hole for finance that actually is not what people think?

我想我很快就明白了这一点。

I guess I picked up on this quickly.

我在华尔街晋升得很快，总的来说，我是从一家公司起步的。

I moved up the ladder on Wall Street very quickly in general, meaning I started at a firm.

五年之内，我就被要求去海外为公司开设办事处，那是在巴西新开的。

And within five years, I was asked to open an office for the firm overseas that was just opening in Brazil.

那是在摩根士丹利。

And this was at Morgan Stanley.

所以那不是什么小公司，是个大公司。

So it wasn't a small company, it was a big company.

所以光凭这一点，就已经

So just on itself, that was

很不寻常了。

not normal.

但再加上我毕业的大学，他们根本不会去那里招高层职位的人，我一开始是被聘为类似财务主管，做衍生品领域的核算工作。

But when you add in the fact that I graduated graduated from a college that they don't recruit at for jobs at a high level, I was hired as basically a controller and someone who did counting stuff in the derivative area.

但我父亲连高中都没毕业。

But I my father didn't graduate high school.

所以我真的是家里第一个大学毕业生。

So I really I was the first person to graduate high college in my in my family.

所以我对这个行业其实一无所知，但我数学头脑不错。

So I was not someone that really knew anything about the industry, but I had a good math brain.

所以对我来说，很快就掉进了这个兔子洞。

So here's where the rabbit hole was very quickly for me.

大概过了六个月，我意识到，虽然我没上过世界上最好的学校，但我知道我跟所有人一样聪明。

I realized after about the first six months that even though I didn't go to the best schools in the world, I knew I was as smart as everyone.

我说的聪明，是指交易、衍生品、心算这些方面。

Now, when I say as smart, the things that go into trading, things that go into derivatives, calculating math in your head, all of those things.

我虽然没在学校里受过训练，但我父亲训练过我怎么赌马。

I wasn't trained in school now, but my father trained me in handicapping a horse race.

我很早就意识到，那种必须上好学校才能成功的说法，其实是个神话。

I realized very early that this myth that you have to go to the best schools to actually succeed at something was a myth.

我还意识到，有两件事发生了。

What I also realized there were two things that happened.

第一，越是反社会、爱冒险的人，越可能赚大钱。

One was the bigger the sociopath risk taker, the more likely that you make the most money.

所以，如果有十个人是反社会或精神病患者，他们都尽可能冒险，至少有一个会赚很多钱，即使他们作弊、偷窃或做其他事。

So if 10 people are sociopaths, psychopaths, whatever you want, and they all take as much risk as possible, at least one of them will make lots of money, even if they're cheating, stealing, doing whatever.

而且随着时间推移，人们会把聪明和有钱联系在一起。

And then as time goes on, people associate smarts with the big wallet.

所以那是一个误区。

So that is a myth.

那是一个我很快就看透的陷阱。

That is a rabbit hole that I realized very quickly.

而且我还发现，这些人是我这辈子见过的最痛苦的人。

And then I also realized that those are some of the most miserable people I've ever met in my lifetime.

所以第一，有钱不代表人聪明。

So number one, money doesn't mean the person's smart.

第二，有钱也不一定带来幸福。

And number two, money doesn't bring happiness in every case.

当然，你想有钱去享受生活中的好东西。

Now you want to have money to enjoy good things in life.

但我很早就意识到这一点，而且因为我出身贫寒，我根本不理解这种观念。

But I started to realize that very early and because I didn't come from any money, I didn't understand this concept.

所以我要告诉大家，在华尔街衡量一个人是否成功的标准，往往取决于你住在哪个邮编区域。

So I will tell everyone the metric for determining a lot of the success that is money based in Wall Street is based on zip code.

这取决于你出生在哪里。

It's based on where you were born.

如果你出生在正确的邮政编码区域，你可能拥有别人没有的很多优势。

If you're born in the right zip code, you probably had a lot of advantages that other people didn't have.

我搬到巴西后意识到了这一点，我看到有些人一辈子都离不开农村，一直贫穷。

And I recognized this when I moved to Brazil and I saw people that never were able to leave the countryside and be poor their whole lives.

主要原因就是他们成长的地方没有教育资源。

And the main reason was because they grew up in a zip code that didn't have education.

所以随着时间推移，我越来越多地参与人工智能，也越来越多地把教学作为生活的一部分，我更想打破这种迷思和不公平。

And so over time, as I've become more involved with artificial intelligence, as I've become more involved with teaching people as part of my life, I care more about kind of breaking this myth and this arbitrage.

人们比他们自己以为的要聪明得多。

People are much smarter than they realise.

他们只需要动动脑子，保持好奇心，和比自己聪明的人聊聊。

They just need to use their brain, remain curious and talk to someone who's smarter than they are.

这就是科技和人工智能的美妙之处。

That's the beauty of technology and artificial intelligence.

你是什么时候开始理解钱这个概念的？

When did you start understanding the concept of money?

因为你之前说钱不一定会让人快乐，但人们需要它。

Because you said money doesn't make you necessarily happy, but people need it.

而且人们需要明白，每个人都需要明白钱是什么，怎么赚钱，怎么让钱增值，怎么留住你赚到的钱，因为赚钱不容易，对吧？

And people need to understand, everyone need to understand what money is, how to make some, how to grow it, how to keep what you made because it's hard to make?

因为我从小就没多少钱，在很早的时候，只要能拿到钱我就很感恩了。

Because I grew up with very little money, at the very early stages, was just grateful to be getting the money I was getting.

而且一开始钱并不多，因为当你在公司底层开始工作时，他们一直告诉你，他们最多只能付你原来两倍的工资，从百分比看是很不错了。

And it was not it was not large at the very beginning because when you start at the bottom of a firm and they keep telling you, well, we can only pay you twice as much in your case as what you were, which is great percentage wise.

但你想想，如果你每天把一分钱翻倍，过三十天，那就是个很大的数字，这倒是没错。

But, you know, if you double a penny every day, it becomes a big number after about thirty days, which is fine.

但我意识到，即使我不需要太多钱，我当时最开始的想法是，如果我一年能赚到十万美元，我就会很开心。

But I realized that even though I didn't need much money and my initial statement was if I ever make $100,000 in a year, I will be happy.

我父亲是建筑工人，所以我的这种心态就是从这里来的。

Now, my father was a construction worker, so this was where my mentality came from.

他一年赚不到十万美元。

He's not making $100,000 in a year.

所以我的想法是，那会是一个让我一辈子都衣食无忧的水平。

So my mentality was that would be a level that I would be set for life.

但我发现，无论你赚多少钱，你总会觉得自己需要更多。

And what I realized is no matter how much money you make, you always think you need more.

其次，钱变成了竞争。

And the second thing is money becomes the competition.

我不在乎学业，因为我父亲没毕业。

I didn't care about school because my father didn't graduate.

我想找到一个水平，让我父母不再烦我。

I wanted to find the level that I could keep my parents off my back.

所以他们问，你在学校怎么样？

So they said, how are you doing in school?

只要我拿到B+，他们就不会管我。

As long as I was getting a B plus they were going leave me alone.

所以我就想，好吧，那我就拿这个成绩。

So it's like, okay, that's what I'll get.

所以我只做最少的事，拿到能让他们不再烦我的成绩。

So I did the least I could to get the grades that would keep them off my bat.

我不是那种会拼命努力、一直努力的孩子。

I wasn't one of those kids that just would work hard and hard and hard.

那时候我真正关心的是体育。

Now what I cared about was sports.

在体育里，不管是投篮得分、进球还是打全垒打，其实都不重要。

In sports, whether it's scoring a basket, scoring a goal, hitting a home run, doesn't really matter.

你有一个基准，一个关键绩效指标，就像你说的。

You have some benchmark, some KPI, as you said.

但到了工作的时候，一切都看钱，因为你发现头衔并不重要。

Now, when you get to work, it's all money because you realize titles don't matter.

我大概30岁的时候就成为摩根士丹利的合伙人了。

I was a partner of Morgan Stanley, I think when I turned 30.

然后我意识到，拿到这个头衔其实对我的生活没有任何改变。

And I realized this doesn't actually change anything in my life, getting a title.

我不在乎自己是总裁还是合伙人，或者其他什么头衔。

I don't care if I'm a president or a partner or whatever.

我在乎的是，那就多给我钱，多付我工资。

What I care about is give me more money then, pay me more money.

随着时间推移，我意识到，不管你有多少钱，钱都不会让你快乐。

And as time went on, I realized that money didn't, no matter how much you had, it did not make you happy.

更重要的是，当你有了孩子，当他们开始观察周围的时候，你会意识到，等等，我是在没有钱的环境中长大的。

And more importantly, when you have children, as they start looking around, you realize, wait, I grew up without money.

我努力工作。

I worked hard.

你们有钱。

You guys have money.

你们还会那么努力工作吗？

Are you going to work as hard?

所以这会在以后的生活中带来你没想到的问题。

So it creates issues that you don't think about later in life.

快速感谢我们传奇的长期Windshift活动合作伙伴，没有他们这一切都不可能实现。

Quick shout outs to our legendary long term Windshift events partners, without whom none of this would be possible.

感谢KAST，我首选的全球货币应用，可以在170多个国家直接通过Apple Pay或实体卡存储、赚取、转移和消费稳定币。

Thank you to KAST, my go to global money app to store, earn, move and spend stablecoins across 170 plus countries directly with Apple Pay or a physical card.

此外，我还可以通过KAST虚拟账户以美元和欧元收款。

On top of that, I can also get paid in USD and Euro with my KAST virtual account.

使用我的促销代码SHIFT SHIFT和下面的链接，可以享受会员费10%的折扣，每笔卡消费最高可获得3%的即时美元返现，推荐朋友最高可获得250美元现金。

Use my promo code SHIFT SHIFT and my link below to get 10% off your membership, earn up to 3% instant USD cashback on every card spend and get up to $250 in cash for referring your friends.

没有银行，没有国界，只有随你而动的货币和稳定的现金奖励。

No banks, no borders, just money that moves with you with stable cash rewards.

那么赚这么多钱有什么意义呢？如果最后发现幸福可能来自简单的事情。

So what's the point of making all this money if it's to at the end realize mean, happiness comes from probably simple things.

显然，我需要足够的钱，但即使是我生活中的人，可能也不想吸引一个太贪财的伴侣。

Obviously, I need to have enough money, but then even the people in my life probably don't want to attract a partner who is not too money thirsty.

然后你有了孩子，但实际上钱越多问题越多，因为他们可能变得更娇生惯养。

And then you have your kids, but actually having more money creates more problems because they probably become more entitled.

这一切到底有什么意义？

What's the freaking point of all of this?

对，但人生本来就没有标准答案。

Yeah, but there's no answer to life in general.

如果有人问，怎么才能幸福？

If someone said, How do you be happy?

没有固定的公式。

There is no formula.

所以我觉得钱，还有你选择的人生伴侣、你选择的工作。

So I think money, along with the partners you choose in life, the jobs you choose.

这些都是人们可以做的选择。

These are all choices that people have.

而且随着时间推移，你年纪越来越大，我越来越常说的一句话就是，如果你身边只围绕那些让你开心的事物，你的生活会好得多。

And as time goes on and you get older, the phrase that I use more than ever, if you surround yourself with only things that bring you joy, you will have a much better life.

现在，钱确实能给人带来快乐。

Now, money will bring people joy.

能去意大利或日本旅行，体验一下，那都是很棒的事情。

Being able to go experience a trip in Italy or in Japan, those are phenomenal things.

比如看看不同的文化，但不是每个人都有钱去这么做。

Like to see cultures that are different and not everyone has the money to do that.

除非虚拟现实完美到让人不用出门就能游览那些地方——我相信总有一天会实现——否则，钱就是让人能去做这些事的工具。

And until virtual reality is perfect and people can go visit these places and actually not go anywhere, which I believe will occur at some point, Money is the thing that allows people to do things.

可惜的是，他们做不到。

Unfortunately, they can't.

它还能让你在健康方面更有保障，万一出了什么问题，你有钱去处理。

It allows you to be more secure in your health if something does go wrong and you have the money to take care of it.

所以所有这些，在目前的体系下，钱就是那么个东西。

So all of these things, unfortunately, the way the system is right now, money is just something that's there.

如果人们想要钱，在今天这个世界，尤其是有了人工智能，其实比他们想的要容易得多。

If people want it, it's actually easier easier than they think to get in today's world, especially with artificial intelligence.

所以我现在一直努力帮助比我年轻和比我年长的人，用各种不同的方式，全都借助人工智能，因为它确实能让你获得我一开始说的那种套利机会，也就是说，你上了好学校并不意味着你比别人更聪明。

So I have tried to make it a point right now to help people both younger than me, older than me, in a variety of different ways, all using artificial intelligence, because it really does allow you to get that arbitrage that I said at the beginning, which is just because you went to a good school doesn't mean you're smarter than another person.

那只是说明你在学校里比他们记得好，或者教你的人更聪明。

It just means you memorized things in school better than they did or you were taught by people that were smarter.

但现实是，现在有了人工智能，你可以向你这辈子能遇到的最聪明的人学习，而且是他们的两倍、三倍、四倍、十倍、一百倍，而且每天都在增长。

But the reality is now with artificial intelligence, you can learn from the smartest person you would ever meet in your lifetime times times two, three, four, ten, 100 and just growing every day.

我觉得这正好拉平了之前存在的那些套利空间。

And I think that just normalizes the arbitrage that's been there.

人工智能即将让一切都变得充裕。

AI is about to make everything abundant.

你能解释一下吗？

Can you explain?

是的，在未来十五到二十年内，我觉得人们会被我们触手可及的东西之多所震撼。

Yeah, within the next fifteen to twenty years, I think people are going to be blown away by how much things are at our fingertips.

现在我跟人聊人工智能挺难的，因为我得先知道他们用了多少。

It's really hard for me to have conversations with people about artificial intelligence these days because I need to know how much they use them.

而且大多数情况下，他们根本不用，至少远远没有达到应该用的程度，部分原因是学校不让孩子用。

And for the most part, don't use them, at least nowhere near as much as they should, partly because schools don't let kids use them.

工作场所会限制你能用什么。

Workplaces select what you're allowed to use.

他们不让你用所有东西。

They don't allow you to use everything.

他们不想让你把数据放进去。

They don't want you to put your data into it.

所以很难一直用，这就是为什么我不为任何人工作，以后也不会，因为现在我有自己的数字员工，没有抱怨，也不用应付老板或任何曾经告诉我该做什么不该做什么的人，或者监管机构告诉我不能做什么。

So it's very hard to use it all the time, which is why I don't work for anyone and never will again, because now that I have my own digital employees, I don't get complaints and I also don't have to deal with bosses or anyone that I've ever had to kind of tell me what I'm supposed to do or not do or regulators to tell me what I can't do.

这是我的生意。

It's my business.

我想做什么就做什么。

I can do what I want.

所以我觉得当人们开始意识到每年都在快速发生指数级变化，衰老不再是需要担心的事情，二十年内我们几乎能治愈所有疾病时，他们会明白的。

So I think when people start to realize that every year exponential change is happening quickly and that aging will no longer be something you have to worry about, that we will have cures for almost all diseases in twenty years.

我们将能治愈所有问题，而让人们接受这一点最简单的方法，就是利用他们熟悉的事物。

We will have cures for every problem and the easiest way for me to get people to accept it is to use something they're all familiar with.

比如电影《奥本海默》上映时，如果你真的仔细看了，并把它转换成人工智能的视角，我们当时面临一个巨大的问题。

So the movie Oppenheimer, when it came out, if you really paid attention to it and you convert it into artificial intelligence, we had a huge problem in the world.

他们想通过制造原子弹来解决这个问题。

And they wanted to solve it by coming up with the atomic bomb.

于是他们把最聪明的人都集中到一个地方，来研究如何解决这一个问题。

So they took all of the smartest people and brought them into one location to figure out how to solve this one problem.

阿尔伯特·爱因斯坦的智商估计有160。

The IQ of Albert Einstein was estimated to be 160.

现在ChatGPT 5.5的智商已经超过140了。

The IQ right now of ChatGPT 5.5 is above 140.

到今年年底，我们到处都会有爱因斯坦，这意味着我们已经有了AI代理，你将拥有数十亿个爱因斯坦来解决所有问题。

By the end of this year, we'll have Einsteins everywhere, which means we already have AI agents, you will have billions of Einsteins that can work on every problem.

所以忘掉核武器，忘掉原子弹，解决聚变、裂变、癌症，或者任何你想解决的问题。

So forget nuclear, forget atomic bombs, solving fusion, fission, cancer, name whatever problem you've ever wanted to solve.

我们将会有曼哈顿项目，全天候二十四小时运转，解决世界上的所有问题，这意味着富足将会到来，因为每样东西的成本背后，所有事情的背后都是能源和技术。

We will have Manhattan projects going on twenty four hours a day solving all of the world's problems, which means abundance will be here because behind every cost of something, behind everything that goes on is energy and technology.

如果能源免费了，我们解决了这个问题，而且我们有了可以三D打印的先进材料，不用再担心铜从哪里来，那我可以说个不停。

And if energy is free and we've solved that problem, if we don't have to worry about where copper comes from because we've come up with advanced materials that we can three d print, I can do this all day long.

人形机器人将去做这些工作。

It will be humanoids, working.

所有这些事情都会发生。

All of these things will happen.

所以二十年内，我们会达到真正富足的状态。

So we will, within twenty years, be at a point where abundance is a real thing.

如果一切都变得富足，那是不是意味着一切都变得更实惠了？

If everything becomes abundant, does that mean that everything becomes more affordable?

应该是这样的。

It should.

我相信也会有一些例外，比如去火星之类的比较新鲜的事，人们可能有兴趣去做。

And I'm sure there'll be some outliers like going to Mars and things that are kind of new and people may want to do.

但对于日常生活，以及交通、食物、健康这些基本需求，我实在看不出理由它们不会全部免费。

But for daily living and for things that are the basic needs of transportation and food and health and everything else, I see absolutely no reason why they all won't be free.

如果AI让一切变得充裕，几乎所有东西都能以低成本甚至免费获得，那为什么我们还需要积累财富呢？

If we get pretty much everything at low cost or even free, because AI makes everything abundant, why do we still need to build wealth?

这问题问得很好，可能也正是我最后走上加密货币这条路的原因吧。

This is a good question, and, it's probably the reason that I've, I've ended up in the crypto mindset.

除了要回头去看资本主义以前的世界，也就是那种社区式的社会，我真不知道怎么回答。

I I don't know how to answer it other than you have to go back to before capitalism, which is a world with communities.

所以我觉得大家其实都不太懂这一点。

And so this is something I I don't I don't think people understand.

这种国家形式，就像看一张两千年前不存在的地图一样，虽然形式不同，但当时已经有战争，人们也是生活在小小的社区里，互相交换技能。

This form of countries, like looking at a map that didn't exist two thousand years ago, you kinda did and you had wars that were going on, but people were living in little communities and they were bartering skills.

两千年前，他们可不会去商店买现成的东西。

They were not going to the store and buying things two thousand years ago.

正是犁的出现，让一个人能种出养活很多人的粮食，这样其他人才能往城市里去当医生、做律师，干各种不同的行当，也开始上学。

And it was when the plow basically started that it allowed people, oh, one thing can feed lots of people, so the rest of you people can now go off to the city and become doctors and lawyers and all these different things and start going to school.

这就是整个工作这件事的起源。

And that is what started this whole job thing.

这也就是‘你出去干活’那种模式的开始，而在社区里，人们是互相帮助的。

It's what started the whole you go out, you do this, where in a community people were helping each other out and doing things.

我特意去缅因州是有原因的。

There's a reason why I go to Maine.

我总说，缅因州是美国资本主义才刚开始探出头来的一个州。

And I always say Maine is the state in The United States where capitalism has only peaked its head inside.

那里依然非常悠闲，还有捕龙虾的，还有和我很合得来的那种人。

It's still a very, very laid back place, still has lobstermen, still has people that I can relate to.

非常安静。

It's very calm.

到处都是自然风光。

It's filled with nature.

那里人很少。

There's very few people there.

而且那是个美丽的沿海国家，或者说美丽的沿海州。

And it's a beautiful country on the coast or beautiful state on the coast.

对我来说，很少有地方能比得上缅因州。

There's just not many places that can compare for me to Maine.

我去那里就是因为这个原因，因为它让我更多地想到社区。

But I go there for that reason because it reminds me or makes me think about community much more.

而且我觉得随着时间的推移，情况会是这样。

And I think that's going to be the case as time goes on.

所以关于财富，即使你不需要钱，人类仍然贪婪。

So the wealth part, if you don't need money, human beings are still greedy.

他们仍然渴望权力。

They're still power hungry.

他们仍然想要那些。

They still want that.

而且我不认为这会消失，因为动物也有这种欲望。

And I don't think that's gonna leave because animals have that too.

他们会为女人争斗。

They fight over women.

他们会为男人争斗。

They fight over men.

他们会为一切争斗。

They fight over everything.

在这方面，动物也没什么不同。

Animals are no different on that element.

所以我想，如果财富不再重要，我们总会找到某种方式，让它继续存在，并以某种形式证明谁是最强的。

So I would imagine that if wealth doesn't matter, we'll find some way to make sure it still survives and still show who the best is in some form.

但我不知道怎么回答这个问题。

But I don't I don't know how to answer it.

你是怎么对比特币的世界这么着迷的？

How do you get so fascinated by the world of Bitcoin?

我对它的着迷，是从2020年之前一直透过窗户观望开始的。

My fascination with it was from was looking at it through a window until 2020 until 2020.

所以在那之前，我对它一点都不关心。

So before that, I didn't care about it.

我根本没兴趣参与。

I didn't care to partake.

我确实是那种明白区块链是真实存在的人，而且某种程度上，比特币就是参与区块链的方式。

I I was definitely one of those people that understood that the blockchain was something real and that Bitcoin to some degree was the way to play the blockchain.

但我直到2020年才真正理解它。

But I didn't understand it until 2020.

我说2020年，是因为那一年发生了两件事。

And the reason I say 2020, two things happened in 2020.

第一件是新冠疫情爆发，我看到了政府的做法，而我本来就坚信指数级创新能彻底消除经济衰退。

The first was COVID happened and I saw what the government did, which I was already an exponential innovation, a believer in exponential innovation, completely ending recessions.

所以疫情一来，我看到他们疯狂印钞，也听到人们说我们会经历经济衰退或大萧条。

And so when COVID happened, I saw the money printing and I listened to human beings thinking that we'd have a recession or a depression.

我记得和几位我认识很久的企业高管聊天，他们都说世界要完蛋了。

And I just remember having conversations with people that run major companies who I've known for a long time saying the world was gonna end.

我说，你怎么会相信那种事？

I went, how how can you believe that?

你看，我们只要印足够的钱，一切就都好了。

Like, we just print enough money and everything's fine.

然后他说，这是你无法阻止的。

And he said, this is you can't stop this.

我说，不。

And I went, no.

你可以的。

You you can.

如果你给人们钱，相信我。

If you give people money, trust me.

你完全误解了大萧条。

You're you're you're miss representing the Great Depression.

他们当时没有钱，所以买不到食物。

They didn't have money, so they couldn't get food.

但如果你只是把钱从窗户扔给每个人，让他们在手机上订购东西并送货上门，世界绝对会恢复原样，而我却说服不了他们。

But if you just throw money out of a window to every single person and you let them order things on their phone to be delivered, the world will absolutely be back, and I couldn't convince them.

所以我说，好吧，让我换个方式问。

So I said, alright, let me ask it a different way.

到目前为止，我们已经印了六万亿美元。

So far, we've printed $6,000,000,000,000.

如果我们印一百万亿，你会改变主意吗？

If we did a 100,000,000,000,000, would you change your mind?

电话那头总是死一般的沉默。

And there was always dead silence on the phone.

就在那时我意识到，天哪，即使是受过高等教育的人也相信这种风险。

And that's when I realized at this point that, oh my gosh, human beings that are even highly educated believe in this risk.

他们相信这种已经不存在的东西。

They believe in this thing that doesn't exist anymore.

是什么？

Which is?

衰退，以及人类情绪把事儿推到极端的那种情况。

Recessions and this thing of human emotions carrying things out.

所以想到财富分配问题这么大，我们印这么多钱就是为了那些快活不下去的人。

And so knowing that the distribution of wealth problem was so big and knowing that the reason we were printing all this money was for the people who could not live.

大萧条就是这么来的。

That's what the Great Depression was about.

但反过来，我接触的那些最有钱的人觉得，就算印再多的钱也保护不了他们。

But on the flip side, all of the wealthiest people that I were talking to didn't think there was enough money that could print that would protect them.

有钱人在担心，穷人拿到支票就胡花了。

So the wealthy were worried and the poor were getting their checks and yolo ing it.

所以我意识到有点不对劲。

So I realized there was something strange that was happening.

于是比特币越来越吸引我，因为它比所有其他抗通胀的东西都先涨。

And so Bitcoin became more interesting to me because it started to rally before all of the other inflation things rallied.

那时我明白了，无论是人口结构还是财富分配，普通大众对新冠疫情的担忧，跟那些躲在围墙里、有保镖保护的富人完全不是一回事。

That's when I realized that whether it was demographics or whether it was the distribution of wealth, the masses were not worried about COVID the same way that a wealthy person perched behind their walls with their guards was worried.

第二年，我儿子把700美元变成了7万，但后来加密货币的冬天来了，他又全亏光了。

Then the next year, my son turned $700 into 70,000 and then subsequently lost it all when the winter of crypto came.

但就在那段时间，我跟他说，嘿，你才13岁。

But in that time where I said to him, hey, you're 13.

我手下有一群投资组合经理。

I've got a bunch of portfolio managers that work for me.

我希望你像投资组合经理一样来参与。

I want you to come in like you're a portfolio manager.

我想让你解释一下你的持仓，以及你是怎么赚到这些钱的。

I want me to explain your positions and how you've made this money.

我们一起去滑雪旅行，他跟我聊了这件事。

And we went on a ski trip and he talked to me about it.

那真是太好了。

And it was phenomenal.

他了解每一个代币。

He knew every token.

他知道自己为什么投资这些币。

He knew why he was invested in them.

有些币今天还在。

Some of them are still around today.

这让我意识到，这些东西对他来说很有意思。

And it made me realize that there was something here that was interesting to him.

当我问他怎么学会这些的，他说是通过Reddit和Twitter。

And when I asked him how he learned all of this, it was through Reddit and through Twitter.

那时候我才第一次听说“拉高出货”这个词。

And that's when the phrase pump and dump was brought to my occasion.

那时候我才意识到，原来这些都是真的。

That's when all of these things and I went, so this is a real thing.

就像，这是我孩子用真金白银赚来的。

Like, this is something my kid turned into real money.

他懂这个。

He knows about it.

这跟我玩的游戏没什么两样。

It's no different than the game that I play.

都是些希望最终能变现的想法。

It's ideas that are hopefully gonna be monetized.

这跟我参与的苹果公司或者其他那些事情也没什么区别。

That's no different than Apple or all these things that I'm involved in.

所以接下来一周，我把迈克尔·塞勒的演讲听了大概七遍。

So I listened to Michael Saylor about seven times over the course of the next week.

幸运的是，当时迈克尔几乎是唯一一个受到关注的发言人。

And luckily, Michael was the only spokesperson really at that time that was getting attention.

我说幸运，是因为我本来就已经相信指数级创新。

The reason I say luckily is because I said I was already a believer in exponential innovation.

为什么这对这段旅程以及所有还没进入比特币信仰体系的人很关键呢？迈克尔·塞勒讲的内容里，很少被放大的一点是，他的生意就是被指数级创新摧毁的。

The reason that's critical to this journey and for anyone who's hearing this that has not yet entered the Bitcoin belief system, what Michael Saylor talked about, which very seldom gets amplified, is his business was destroyed by exponential innovation.

他的生意是被微软摧毁的。

His business was destroyed by Microsoft.

然后政府开始大量印钱，他的生意又要被政府毁掉一次。

And then the government came in to print a bunch of money, and his business was now gonna get destroyed again by the government.

这之所以重要，是因为他们把利率降到了零。

And the reason that was important is because they were moving rates to zero.

他本来就已经有一个每年都在亏损的垂死业务，但账上还有大量现金。

He already had a dying business where it was bleeding every year, but he had tons of money on the balance sheet.

所以并不是说他没赚到钱，而是他觉得政府现在是在偷他的钱。

So it's not that he didn't make a lot of money, and now the government was, in his mind, stealing from him.

于是他这个麻省理工毕业的聪明人，又回去研究货币的历史。

And so he went back as a smart guy who graduated from MIT.

他不是傻瓜，他专门去学习货币的演变。

He's not a dummy, and he went to go learn about the history of money.

这些其实我早就熟悉了。

Now these are things that I was already familiar with.

所以当他讲这些的时候，我早就明白了。

So when he spoke about those things, I already got that.

他跟我聊到，未来所有公司都会被颠覆，而这就是我所看到的。

He was talking to me about how the future is about all companies being disrupted, and that's what I saw.

AI会摧毁所有企业。

AI will destroy all businesses.

每一家公司的寿命都会比以前短，所有公司都是，哪怕是那些现在正在飞速发展的。

Every single business will have a shorter lifespan than it used to have, all of them, even the ones that are going parabolic right now.

所以对我来说，这就是我对财富分配问题的理解，游戏会加速。

And so for me, that was my understanding of the distribution of wealth problem, is that the game will speed up.

它会进行得更快。

It will go much faster.

比特币的波动性，现在已经不像以前那样了，会随着时间下降，我们会在我的领域看到这一点，比如美光科技、英伟达，以及所有那些波动性现在和比特币以前的波动性一样的地方。

The volatility of Bitcoin, which is no longer the same as what it was back then, will decline over time, And we will see it in my world, the world of Micron Technology and the world of NVIDIA and the world of all these places where now those volatilities are at the same level as Bitcoin's old volatility.

对。

Mhmm.

但没有人抱怨这些，因为他们从中赚钱，他们称之为泡沫。

But no one is complaining about those because they're making money off those and that they call it a bubble.

所以比特币是在2020年和2021年进入我的生活的。

So Bitcoin joined my life back in 2020 and 2021.

你能不能用最简单的方式，跟一个四五十岁、六十岁、不太懂比特币的人解释一下你的观点？

What's your thesis on Bitcoin explained as simply as possible to a 40 or 50 or 60 year old person who doesn't really understand it?

我首先会问这些人，你真的了解部分准备金银行制度是什么吗？

So the first thing I say to those people is, do you really understand what the fractional reserve banking system is?

如果你了解，请解释一下，因为你其实并不知道那是什么。

And if you do, please explain it because you don't know what it is.

回去看看《生活多美好》那部电影。

Go back to It's a Wonderful Life, the movie.

凯文，我不知道你有没有看过。

I don't know if you've seen it, Kevin.

《生活多美好》。

It's a Wonderful Life.

里面有一个场景。

There's a scene in it.

这是你知道的，有史以来最受欢迎的电影之一，每年圣诞节都会播放。

It's the you know, one of the most popular movies of all time and it's played every year at Christmas.

但里面有一个场景，银行发生了挤兑。

But there's a scene in there where there's a run on a bank.

这发生在经济大萧条时期。

This is taking place during the Great Depression.

在某个时刻，所有人在那里，他们说，你的钱不在这里。

And at some point, with all the people in there, they go, your money's not here.

你的钱在他们的房子里。

Your money's in their house.

然后他描述了部分准备金银行制度。

And they he describes the fractional reserve banking system.

你把钱给我们，然后我们把它杠杆化，借给社区里的其他人。

You give us your money, and then we lever it up and lend it out to everyone else in the community.

只要不是所有人都同时来取钱，一切都没问题。

And as long as everyone doesn't try to get their money back at the same time, everything is fine.

所以对于那些说不懂比特币的人，我首先会问，你真的了解你现在所处的这个体系吗？

So for people who say they don't understand Bitcoin, the first thing I say is, do you actually understand the system you're playing in as it is right now?

第二点，在我这辈子，我相信只有三种护城河。

The second thing is there are only three moats in my lifetime that I believe.

宗教延续了几千年。

Religion has lasted for thousands of years.

黄金延续了几千年。

Gold has lasted for thousands of years.

比特币自从白皮书发布以来，已经被全球数亿人选择作为价值储存的手段。

Bitcoin has been chosen by hundreds of millions of people around the world since the white paper came out as a place of a store of value.

今天人们投资的价值储存方式，比如房子、债券、私募股权、私人信贷、股票，不管是什么，

The store of values that people invest in today, their house, bonds, private equity, private credit, stocks, I don't care what it is.

他们对这些都有一种信仰体系，而且相信其中有数学逻辑。

They have a belief system in those and they believe there's a mathematical side to it.

所以只要数学是真实的，就没问题。

So as long as the math is real, it's fine.

所以我们之前聊过的，我相信富足。

So what we talked about before, I believe in abundance.

所以我会对那些人说，比特币是对富足的一种对冲。

So what I would say to those people is Bitcoin is a hedge against abundance.

如果我们正走向一个富足的世界，我觉得你长期积累的财富中，5%的比例总是值得用来买一份保险，就像你的房子、车子或者其他东西一样。

If we're heading to a world of abundance, I think 5% of your portfolio of your wealth that you've accumulated over time always deserves to have some insurance policy, just like your house or your car or anything.

所以如果你想保住你的财富，为什么不把5%投入到年轻人认为是真实资产的资产上呢？

So if you want to keep your wealth, why not put 5% into the asset that young people believe is a real asset?

而且他们每天都能从那些服用奥泽匹克、没能活到想要的生活的人那里继承更多的钱。

And they're getting more money every day handed down from people who are taking Ozempic and not surviving long enough to actually live their life that they want to live.

所以让我们拿一些那些钱。

So let's take some of that money.

所以比特币是对富足的一种对冲。

So Bitcoin is a hedge against abundance.

你提到了5%。

You took about 5%.

你个人投资组合里有多少是比特币？

How much of your personal portfolio is in Bitcoin?

我不太谈这个。

I don't get into it.

它现在是我净资产里占比最大的一块。再说，任何从2020年开始投资比特币的人，几乎不可能不这样，因为这东西涨了十倍以上，就算按现在的价格算也是这样。

It's the it's the largest percentage of my net worth at this Now, again, anyone who invests in Bitcoin from 2020 on, it's almost impossible not to because you're talking about something that's up over 10 times, even with the level it is today.

所以各位听众，我从来没卖过一分。

So for everyone listening, I've never sold any of it.

像沃伦·巴菲特那样积累财富的方式就是，如果你相信某个东西，一开始它只占你投资组合的一小部分，然后它表现太好，就变成了最大的一块。

So the way that you accumulate wealth like Warren Buffett is if you believe in something and it was a small percentage of your portfolio at the beginning and then it does so well, it becomes the largest portion.

你有没有想过有一天卖掉比特币？

Do you consider selling Bitcoin one day?

也许吧。

Maybe.

到今天为止，我完全没有卖它的兴趣。

I have no interest whatsoever in selling it as of today.

我觉得它离最终的目标还差得远呢。

I don't even think it's gotten anywhere near where it's going get.

而且让大家知道一下它的估值，地球上所有资产的总和大约是750万亿美元，而加密货币是2.7万亿美元。

And just so people know the valuation of it, the total sum of all the assets on the planet Earth are about $750,000,000,000,000 and crypto is 2,700,000,000,000.

我相信富足，法币资产会下跌，加密资产会走高。

I believe in abundance, the fiat assets go down and the crypto assets go higher.

比特币是加密资产中唯一一个我确定十年后还会存在的。

Bitcoin is the only beneficiary of the crypto assets that I know for a fact will be here ten years from now.

不是冒犯那些喜欢其他币的人，但这是我唯一确定的。

No offense to all the people out there who like all these other things, but I'm it's the only one I'm sure of

对。

Mhmm.

十年后还会在。

Will be here in ten years.

未来十年会有很多币表现比比特币好，但只有它我能确定还会存在。

The there will be plenty that do better than Bitcoin over the next ten years, but it's the only one I can say with certainty will still be here.

让大家知道一下，福特现在还在运营呢。

Just so people realize, Ford is still a company.

它已经存在一百多年了。

It's been around for over a hundred years.

如果你持有它的股票，价格和三十五年前一模一样。

If you own the stock, it's the exact same price as it was thirty five years ago.

所以我甚至可以说，比特币是我唯一能保证十年后会涨的。

So I'll even say Bitcoin's the only one I can guarantee will be higher in ten years.

怎么样？

How about that?

很快

Quick

向Jupiter的传奇团队致敬，那个DeFi超级应用。

shout out to the legendary team at Jupiter, the DeFi super app.

你想在链上做的任何事情，从交易到赚取收益，用Jupiter就行。

Anything you want to do on chain, from trading to earning yield, you can just use Jupiter.

我个人建议你在手机或笔记本电脑上安装Jupiter钱包。

Personally, I recommend getting the Jupiter Wallet on either your phone or your laptop.

比竞争对手快10倍，便宜10倍。

10x faster and 10x cheaper than the competition.

你会喜欢的。

You're gonna love it.

感谢Ethena的出色团队对今天节目的支持。

Thank you to the awesome team at Ethena for backing today's conversation.

Ethena是DeFi领域增长最快的项目之一，稳定币供应量超过70亿美元，sUSDe的平均年化收益率达到11%。

Ethena is one of the fastest growing projects in DeFi with over $7,000,000,000 in stablecoin supply and an average 11% APY on s USDe.

重要的是，自推出以来零贬值，这正是你对稳定币的期望。

And importantly, zero DPEG since launch, which is exactly what you want from a stablecoin.

点击下方描述中的链接去了解一下吧。

Go check them out by following the link in the description down below.

如果无限印钞和AI带来的无限富足成为现实，你觉得比特币能涨到多大？

How big do you think this Bitcoin thing gets if we have infinite money printing and infinite abundance thanks to AI?

我觉得很难说，因为比特币的真正价值，也就是它要取代的东西，跟AI带来的通缩程度有关。

I think it's hard to say because the true value of Bitcoin in the sense of what it's replacing has to do with how much AI causes deflation.

所以如果一切都免费，那钱就不重要了，比特币也不需要比现在更高。

So if everything is free, then money is not important that Bitcoin doesn't need to be any higher than it is today.

我觉得人们没理解的一点是，一切都关乎购买力。

It's part of the thing that I don't think people understand is it's all about purchasing power of things.

如果一切都免费，那比特币的价值为什么重要呢？就像其他东西一样不重要。

If everything is free, then why does the value of Bitcoin matter just like the other things don't matter?

所以我没怎么想过这个问题，只是把它当作对冲其他财富的工具，因为在富足到来之前，比特币应该跑赢地球上所有资产。

So I haven't thought about it other than as a hedge against the other wealth that's been there because what should happen up until abundance is Bitcoin should outperform every asset on the planet.

所有资产。

Everything.

也许不是某家公司一年内的表现。

Not a maybe a company for a year.

但每五年回头看，应该会想，表现最好的资产是什么？

But over the course of every five years, should look back and be like, what was the best performing asset?

那就是比特币。

That was Bitcoin.

而且从它诞生以来一直如此。

And that's what's happened since its beginning.

我相信它就应该在长期内跑赢一切资产。

And that's the way I believe it is that it should just outperform everything over time.

这种趋势不会停止吧？

And this is not about to stop happening?

至少在我看来不会。

Not in my mind.

如果有人跟你说，2026年比特币6万、8万、10万或12万美元太贵了，你怎么回应？

What's your answer to someone who says that a Bitcoin at 60 ks or 80 ks or 100 ks or 120 ks is expensive or is too expensive today in 2026?

我错过了。

I missed it.

再说，每个人都有自己的看法。而且我接触的人大多都……挺有意思的。

Again, everyone has their own opinion and most people that I speak with since I'm in most of the people I speak with it's funny.

我一条腿在加密货币圈，一条腿在传统金融圈。

I I I spend one leg in the crypto world, one leg in the trad fi world.

我每周在YouTube上做的视频，80%、90%都是传统金融的内容。

The video I do every week on YouTube is 80%, 90% TradFi.

我正准备开第二个，那个会90%都讲加密货币。

I'm about to start a second one, which will be 90% crypto.

原因是我相信，到今年年底，那些觉得它没价值的人会开始改变想法。

And the reason is because I believe at the end of this year that those people who don't believe there's any value to it are starting to change their mind.

那是因为代币化。

And that's because of tokenization.

因为稳定币。

That's because of stablecoins.

去年Circle把这事儿给推动了。

Circle kind of got them going last year.

股市里现在有一种传导，最后会反映到比特币上。

There's a communication that's happening in the equity market that ends up in Bitcoin.

比特币矿工，AI计算的故事。

Bitcoin miners, the AI compute story.

这两个世界正在融合。

The worlds are they're merging.

所以对于那些认为价值不对的人，我只想说，我是相对于这两个世界来看待它的。

So for anyone who who thinks the value is wrong, I will just tell you that I look at it relative to the two worlds.

一个是数字经济，它通过互联网、社交平台和科技七巨头掌控着我们的世界。

There's the digital economy, which owns our world right now with the Internet and with social platforms and the Mag-seven.

另一个是货币方面，数字货币方面，相对于另一边来说，它仍然非常非常小。

And then there's the money side, the digital money side, which is still very, very small relative to the other side.

所以我认为从这里开始它会大幅上涨。

So I think it's going go up significantly from here.

你提到你未来的视频会有90%是关于加密货币的。

You mentioned 90% crypto in your future videos.

你甚至说90%是关于比特币的。

You even say 90% Bitcoin.

你提到了加密货币。

You mentioned crypto.

这是有原因的。

There's a reason for that.

为什么？

Why?

我对比特币的看法和大多数人被教导的不一样。

My view on Bitcoin is not the way most people have been trained to think.

比特币就像标普500指数。

So Bitcoin is the S and P 500.

它是无形的。

It's amorphous.

它是能经得起时间考验的东西。

It is the thing that survives over time.

标普500明年可能换成500家新公司，人们仍然会投资它。

The S and P 500 could have 500 new companies next year and people would still be invested in it.

比特币是所有这些代币来来去去的最终结果。

Bitcoin is the end result of all of these tokens coming and going and coming and going.

创造的过剩财富流入比特币，然后我们再去资助另一个项目。

The excess wealth that's created goes into Bitcoin and then we go fund another vehicle.

所以对我来说，比特币是会长久存在的东西。

So Bitcoin to me is the thing that'll be here.

所以当我说90%的加密货币时，听众关心的是比特币以外的东西。

So when I say 90 percent crypto, the audience cares about things other than Bitcoin.

我自己更关心比特币，但我是一个宏观投资者。

I myself care more about Bitcoin, but I'm a macro person.

我也更关心标普指数，而不是个股。

I also care more about the S and P than I do about individual stocks.

这是否意味着你现在或将来会投资比特币以外的其他加密资产？

Does that mean that you have or could one day invest in another crypto asset than Bitcoin?

我现在持有以太坊。

I own Ethereum right now.

而且，我相信以太坊今年会跑赢比特币。

And again, I believe Ethereum will outperform Bitcoin this year.

这取决于网络效应。

And this is on the network effects.

我觉得人们还没有完全理解代币化的重要性。

I believe people are not fully understanding the importance of tokenization.

我认为他们还没有完全理解稳定币对以太坊的重要性，以及代币化对以太坊的重要性。

I don't think they've fully understood the importance of stablecoins for Ethereum and tokenization for Ethereum.

这让我相信，到今年年底，因为在我看来，以太坊是加密货币世界里最容易转换成股票、人们熟悉的现金流折现收益之类的资产，所以我认为以太坊很可能会跑赢比特币。

And that just leads me to believe that by the end of this year, because Ethereum is the easiest asset, in my opinion, with inside the crypto world to be converted into a stock that people are familiar with, a discounted cash flow yield, all of that stuff, I just think Ethereum is is is probably going to outperform Bitcoin.

也许Solana会跑赢以太坊，也许SUI也会跑赢。

And maybe Solana outperforms Ethereum, maybe SUI outperform.

我不确定。

I I I don't know.

我专注于此，而且目前以太坊是我唯一持有的其他资产。

I'm focused and Ethereum is the only other one I own at this point.

除了比特币相关的，你还投资了哪些其他稀缺资产？

What are some other scarce assets that you are invested in that are not Bitcoin related?

嗯，目前我投资了不少稀缺资产。

Well, so currently there's a lot of scarce assets that I'm invested in.

DRAM，也就是内存，还有光纤、光半导体、功率半导体，这些都很稀缺。

DRAM, so memory, optical fiber, optical semiconductors, power semiconductors, those are all scarce.

不过，为了让大家更容易理解，我们就不只谈股票了。

But let's make it easier for people not on just on the stock side.

就在这周，我把大部分内存股票换成了白银。

Just this week, I rotated out of most of my memory stocks and into silver.

所以我持有白银。

So I own silver.

我持有黄金。

I own gold.

我持有铜。

I own copper.

我还持有那些开采这些资源的国家的资产。

I own countries that mine those things.

我也持有那些开采这些资源的公司的股票。

I own stocks that mine those things.

所以我非常看好稀缺资产。

So I'm a very big believer in scarce assets.

所以我的视频内容都是围绕做多稀缺、做空过剩来展开的。

So my videos are all focused on being long scarcity and short abundance.

我不看好任何SaaS相关的软件公司。

I don't believe in owning any software companies that are SaaS related.

我觉得它们会被人工智能颠覆。

I think they will be disrupted by AI.

目前我不了解任何超大规模云服务商。

I don't know any of the hyperscalers at this point.

我完全专注于那些生产当前人们难以获得、处于短缺状态的资产的公司。

I'm fully focused on the companies that make assets that people can't get right now that are in shortage.

它们不会永远短缺，但未来几年内会一直短缺。

They won't be in shortage forever, but they will be for the next few years.

那房地产呢？

What about real estate?

二三十岁的人，有孩子的话，应该把全部精力放在努力工作买房上吗？那样我们的父母会很骄傲。

Should someone in his or her 20s or 30s, you have kids, should someone in his 20s or 30s put all their efforts into working hard to buy a house, which our parents would be so proud of?

如果我的孩子永远不买房，我会非常高兴。

I would be extremely happy if my kids would never own a home.

我大女儿都叫我世界上最老的千禧一代，就是因为这些想法。

I am definitely my my oldest daughter has called me the world's oldest millennial because of things like this.

我只是觉得，流动性是你永远想要保留的一个选项。

I just believe mobility is an option you always wanna have.

而且我认为，现在比以往任何时候都更重要。

And I don't think it's ever been more important than it is today.

我的意思是，你永远不知道你将来会怎么想。

And I just mean that from the basis of you don't know what you're going to think about.

你可能会去一个城市，然后觉得，天哪，这地方真不错。

You might visit a city and be like, Oh my gosh, it's nice here.

随着你旅行更多，你会希望有更多选择，而且工作其实在哪里都能做。

As you travel more, you wanna have the options to do that and work can be done really anywhere.

而且有了人工智能，我的目标就是把时间分成三份，分别在缅因州、犹他州和纽约布鲁克林。

And with artificial intelligence, I mean, I I spend my goal is to spend a third, a third, a third broken up between Maine, Utah, and Brooklyn, New York.

我觉得每个人都应该有这样的能力。

I think everyone should have that kind of ability to do that.

你完全可以做到的，因为我看到有很多人已经搬到了欧洲生活。

And you can because there's lots of people that I see living in that have moved to Europe.

他们大概每六个月换一个国家住，比如从黑山搬到法国，然后再搬回来。

They live in a different country like every six months, and they just move from Montenegro to to to France and then back.

我经常在X上看到这样的例子。

I see this all the time on X.

所以我觉得，与其想着把自己固定在一个地方买房子，不如趁年轻有时间多去旅行，这才是更重要的。

So I would rather have people enjoy the the ability to be young and travel when you have the chance rather than focus on, planting yourself in one place and buying a house.

而且，并不是说你一年想住两个不同的地方，就得在这些地方都买房或买公寓，对吧？

And it's not because you want to live in two different places in a year that you need to own a house or a flat in all these places, right?

这又回到了你一开始说的那种关于地位游戏或金钱的问题，对吧？

It's kind of back to what you said in the beginning regarding these kind of like status game or money, right?

现在感觉房子更像是一种地位象征，而不是真正聪明的投资。

It feels today that the home is more of a status game than actually a smart investment.

所以，有人问我保持年轻的秘诀时，我说了一句话。

So a phrase that I said to someone who asked me for wisdom on how to stay young.

我脱口而出的第一句话就是“尝试新事物”。

The first thing that came out of my mouth was do new.

这很重要，因为如果你每周都去同一家餐厅，每周都走同一条通勤路线，或者工作一成不变，你的大脑会老得很快。

And the the reason that's important, if you go to the same restaurant every week, if you take the same commute in every week, if you have a routine oriented job, your brain is aging very, very quickly.

当你尝试新事物时，大脑反而会变得更年轻。

When you do something new, it actually makes your brain younger.

所以我相信，如果你在一个地方住得太久，总是重复同样的事情——这也是我从我祖父身上看到的，他每天做同样的事，我就看着他慢慢变老。

So I believe if you live in a place for too long and you take the same thing in, and this is another thing I saw from my grandfather, I just saw him aging and he did the same thing every day.

他早上吃一样的，中午吃一样的，晚餐换点花样，但也就是一周里那五样东西之一。

He had the same food in the morning, the same food at lunchtime, something different at dinner, but it was one of five things that happened during the week.

然后他就坐下，吃饼干，把脚翘起来，像上了发条一样准时看电视。

And he'd sit down, have his cookies, he'd put his feet up, he'd watch all on like clockwork.

这样过日子可不好。

That's not a good way to go through life.

生活得有变化才行。

There has to be variability.

事物在压力下反而会茁壮成长，我们的身体在锻炼中就能体现这一点。

Things thrive when you stress them more, and our body shows that with workouts.

你看起来像是经常锻炼的人。

You seem like you work out.

好的。

Okay.

如果你每天都做同样的锻炼，它对身体的影响就会越来越小。

If you do the same workout every day, it'll start having less impact on your body.

你得让事情有所变化。

You have to vary things up.

但这跟创办公司或塑造体型还是有点矛盾，我是说，你需要按照一定的规律去做事才能真正变得更好。

This still goes against building companies, for example, or building a physique or, I mean, you need to do things with a certain routine to actually become better at those things.

嗯，当你说

Well, when you say

规律，习惯。

a routine Habits.

对，我每天都会喝一杯果昔，但里面的配料会变。

Well, so I have a smoothie every day, but inside that smoothie, the ingredients change.

我的果昔里有超过一百种植物，超过一百种，而且很多是粉末状的。

I mean, I I have over a 100 plants in my smoothie, over 100, and a lot of it's powders.

那些是脱水的东西，但这样我能摄入大量的抗氧化剂和很多其他营养，确保满足我每天的需求。

It's it's dehydrated stuff, but it's a way for me to get a ton of antioxidants and a ton of things to make sure that I meet my daily needs.

所以我不觉得那一定是规律，但我会变化，锻炼也是。

So I don't view that as as necessarily routine, but I vary up things, workouts too.

我一周会做三到四种不同的锻炼。

I do three to four different types of workouts during the week.

我从来不会重复同样的套路。

I never do the same, you know, routine.

我会找不同的教练，确保去上不同的课程。

I use different people and I make sure I go to classes that are different.

在动感单车上我也会做不同的训练。

I do different things on the bike.

我会变化花样，所以如果你觉得必须做同样的训练，那你就错了。

I vary things up, so I think you're mistaken if you believe you have to do the same routine.

我觉得规律的重要性在于确保你不会忘记事情，并且能把它们融入日常，确保完成。

I think where routines become important is to make sure that you don't forget things and that they're incorporated into getting them done.

我每天都做呼吸练习，除非我出差或者有什么特殊情况。

So I do breathe every day when I every day, unless I have some trip or something.

但早上醒来，我做的第一件事就是切点大蒜，然后坐在沙发上冥想十五到二十分钟。

But when I wake up in the morning, the first thing I do, first thing, chop some garlic, go sit on the couch, and I meditate for fifteen to twenty minutes.

然后我会拿起大蒜，喝一杯加了很多东西的补品，作为一天开始的第一件事。

Then I go take the garlic and I go have a tonic with a bunch of things in it for the first thing of the day.

这两件事是我每天只要能做就一定会做的例行安排。

Those two things are routine for me every single day that I can do them.

但其中一部分原因是我觉得这对我的健康非常关键，所以我每天都必须把它塞进去。

But part of that is because I believe it is critical for my health and I need to shove it in every day.

但这并不是那种强迫症式的固定流程，好像我非得在早上五点去做点新事情才行。

But it's not something I would view as as a OCD routine oriented thing where I could be doing something new at 05:00 in the morning instead.

乔迪，非常感谢你来参加这次节目。

Thank you so much, Jordi, for doing this.

我们大概只聊了我想聊的话题的百分之五吧，但真的非常精彩，这也意味着将来可能会有下一次聊天的机会。

We probably covered like 5% of the topics I thought we'd cover, but it was amazing and means that we might have another one in the future.

太棒了。

That was awesome.

谢谢你。

Thank you.

太好了，很少有播客一开始就跟我聊长寿的。

It was great and very seldom do podcasts start with me on longevity.

感觉很好。

It felt good.

有意思。

Interesting.

而且你本来可以去很多别的地方。

And you could have gone lots of places.

我脑子里有很多想聊的话题。

I got a lot of things in my head to talk about.

我们会做第二期，聊很多其他内容。

We'll do a part two and we'll talk about a bunch of other things.

好。

Great.

谢谢你。

Thank Sounds you.

不错。

Nice.

不错。

Nice.

好，那就开始聊长寿吧，我觉得这特别有意思，所以肯定得好好聊聊。

Well, go, like if you start talking about longevity, which I think is super interesting, obviously we're gonna have to talk about that.

看来你真的很关心这个话题。

Well, you care about it clearly.

对，就是关心。

Yeah, I mean, just care.

对，我很好奇。

Yeah, I'm curious.

而且

And

对。

Yeah.

不。

No.

但是长寿

But longevity

还有那个HR的东西，我虽然有，但我从来不看。

And the HR thing, I just have it, but I I never look at it.

真的。

It's true.

对。

Yeah.

太蠢了。

It's so stupid.

看看你的年龄和它匹配得怎么样，然后意识到有办法提高它。

Look and see what the how your age matches up with it and then realize that there are ways to raise it.

我每周都写一个substack，就写这个。

Literally I write a sub stack every week and it's on one.